The transfer cheque is issued by the drawer, and the bank entrusted to handle the cheque deposit business unconditionally pays a certain amount of bills to the payee or holder when seeing the bill; Units and individual customers who open deposit accounts in banks may issue transfer checks for various funds used for transactions in the same city, and entrust the opening bank to handle payment procedures. Transfer cheque can only be used for transfer.
Transfer cheque is the most basic payment and settlement business in the same city and can only be used for local settlement.
A cash check is a kind of check specially used to withdraw cash.
Issued by the depositor to withdraw cash from the bank for the unit, or issued to other units and individuals for settlement or entrusted the bank to pay cash to the payee.
1. Date: 20 15 September 10.
One, two, three, four, five, land, seven, eight, nine and ten.
Month: If it is an odd number like 1 to 9, you should add 0 and 1 month, 0 and 2 months before the month.
If it's picking the moon, eleven, twelve, plus eleven months, eleven months and twelve months ahead.
Day: Same as above. One day, two days ... nine days.
1 1 day, 12 days ... 19 days.
Twenty-one days, twenty-two days ... twenty-nine days
Thirty-one days and thirty-one days
2. Amount: Take words as an example, one thousand Wu Bai six hundred and eighty-three thousand two hundred and eleven yuan and fifty-two cents. Remember, the amount should be written at the end of the yuan, not at the end, let alone at the end.
Third, don't write the password generated by the cipher. The password of the password device is generated according to the input password of invoice date, check number, amount, etc.
Four, the seal is correct (consistent with the bank's reserved seal, no ink smear, etc. )
5. The balance of the bank account cannot be lower than the check amount (otherwise it is a blank check).
Only if there is no problem on it will the bank cash it.
About exchange
It is usually faster to transfer checks to the same banking system. But it mainly depends on which bank you go to handle the transfer business.
For example, your bank is ICBC North Branch and the payer's bank is ICBC South Branch.
After you get the transfer check, fill out the transfer bill. If you charge it to your Chengbei branch, you need to write entrusted collection on the back of the check (because your bank doesn't know whether the money in the other bank's account is enough or not, and the seal is right). You need to go through the exchange formalities at the other party's Chengnan Sub-branch, and then Chengnan Sub-branch will check whether the seals are consistent and the amount is sufficient, and then transfer the money to your bank's Chengbei Sub-branch. This requires another exchange.
If you go to the other north branch from the beginning, you only need to exchange it once, of course, soon.
For example, Huaxia Bank in my city exchanges money once at 9: 30 am-10: 00 am and once at 2:30-3:00 pm.
This check has not arrived for eight days. Is it a refund? You can check it in your bank.