1. Three housing enterprises went bankrupt and some buildings stopped working.
Under the background of the overall recovery of the real estate market in 20 15, there has been a concentrated phenomenon of real estate shutdown and bankruptcy in Changzhou.
2065438+August 2005 12, the Tianning District People's Court of Changzhou issued an announcement, officially accepting the bankruptcy liquidation of Huaguang Real Estate and Taihe Real Estate; Soon, in early February, 65438+,the notice of Changzhou Wujin People's Court accepting the bankruptcy liquidation case of Changzhou Longde Real Estate was made public, and Longde Real Estate also declared bankruptcy. In just a few months, three housing enterprises went bankrupt one after another, and "bankruptcy of housing enterprises" became the key word of 20 15 Changzhou property market.
In addition, Hyatt Center, Jinqiao Meilin Lake, Shangshufang and Changxing Nuoting Mountain have also been exposed for a long time.
2. Provident Fund New Deal: 20% down payment for the first suite and 30% down payment for the second suite.
From April 20, 2005 to April 20, 2065438, the new policy of Changzhou housing provident fund loan was implemented: the down payment ratio of the first suite was adjusted to 20%, and the down payment ratio of the second suite was reduced from 60% to 30%. The maximum amount of loans for two or more people will be raised from 500,000 yuan to 600,000 yuan.
On May 1 May-May1,when employees buy a house in Changzhou, not only themselves and their spouses can withdraw the provident fund, but also the immediate family members of the same household registration book, that is, the parents and children of the purchaser, can apply for withdrawing the provident fund.
20 15 can be described as the "policy year" of the property market. After five RRR cuts, the cost of buying houses in Changzhou property market has dropped to the lowest point in history, and the introduction of the new provident fund policy has undoubtedly lowered the threshold for buying houses again, lowered the conditions for buyers to buy houses and boosted their confidence in buying houses, but it has put forward higher requirements for buyers' repayment ability.
3. The government strictly controlled the land transfer, and Changzhou land was sold at 20 15 0.
Since 20 13, the transaction of residential land in Changzhou has fallen sharply. In the first half of 20 14, the government clearly stated that it would control the land transfer, stop the transfer of commercial residential land, and carry out the "three-year non-release" to the end.
In 20 15 years, up to now, there have been 0 residential land transactions, but this year the commercial residential area has exceeded 5160,000 square meters. By controlling land transfer, the government makes the market "only go out but not enter" and accelerates the destocking of Changzhou property market.
4. The supply of Changzhou property market is less than demand for 12 months.
This year, the new supply of Changzhou property market is less than the transaction volume for 12 months, and the supply is less than the demand. According to the statistics of Ke Rui Changzhou House Price Review Network, before 2065+05 1 1 month, the transaction volume of commercial housing in Changzhou was 4.83 million square meters, while the supply area of newly-added commercial housing was only 28 1 10,000 square meters. In the next 12 months, the situation that the new supply is less than the demand will continue, and it is estimated that the monthly supply will be less than the demand in 2065438.
5. The inventory de-chemical cycle is shortened to less than 12 months.
Since 20 14 and 10, the inventory of commercial housing in Changzhou city has decreased month by month, and "destocking" has become the norm in Changzhou property market.
According to statistics, by the end of 20 1 15 10, the inventory of commercial housing in Changzhou city was 5.87 million square meters, which was 2.37 million square meters lower than the historical high of 8.24 million square meters, and the decontamination cycle was also reduced from the highest 2 1.4 months to 13.5 months.
The inventory of ordinary houses, which represents the main transaction force of Changzhou property market, also fell to 4.78 million square meters, and the decontamination cycle was less than 12 months, returning to a healthy level, and Changzhou property market came out of the worst market.
6. Improve the heat of housing transactions, and villa transactions have reached the peak in the past four years.
20 15 can be described as the improvement year of Changzhou property market. The property market has experienced five RRR cuts and interest rate cuts, especially on March 30th, when the three ministries announced that the down payment for the second-home commercial loan was reduced to 40%, the down payment for the first-home provident fund loan was reduced to 20%, and the business tax on second-hand houses was exempted for two years, which stimulated the accelerated release of real estate demand and promoted the property market transaction. The demand for high-end improvement in Changzhou property market was obviously released.
Whether it is a villa, a villa or a large flat building, the transaction volume has increased significantly compared with last year. It is worth noting that in 20 15 years, the turnover of Changzhou villas exceeded 1000 sets, while in the past 20 12, 20 13 and 20 14 years, the turnover of villas was less than 800 sets, reaching the level of nearly four years.
7. The experience of zoning adjustment of the Pilot Free Trade Zone in Jintan and Zone 7.
2065438+In May 2005, Jintan District held an unveiling ceremony and officially withdrew from the market. At the same time, Qishuyan District was cancelled and the brand of Changzhou Economic and Technological Development Zone was changed. The newly established Changzhou Economic and Technological Development Zone piloted the China (Shanghai) Pilot Free Trade Zone and copied the experience of the reform pilot. Since then, Changzhou has formed a pattern of "five districts and one city" in Tianning District, Zhonglou District, Wujin District, Xinbei District, Jintan District and liyang city, and Qishuyan District has become history.
(The above answers were published on 20 16-0 1-06. Please refer to the actual situation for the current purchase policy. )
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