The prepayment process of CCB's personal housing loan is as follows: (1) Telephone appointment. For CCB customers who need to repay in advance, the first choice is to call CCB customer service hotline 95533 to make an appointment in advance and wait for the other party's notice. At the same time, carefully check the bank's prepayment requirements and pay attention to whether it is necessary to prepare prepayment penalty. Fill in the application form. After receiving the notice from the other party, go to the CCB outlet to get the application form and fill it out. At the same time, prepare the required materials, identity cards, loan contracts, etc., and submit them to the bank for approval. , bank phone call. After the bank approves, the bank will call. Go through the repayment procedures. The repayment person carries the relevant documents to the bank to handle the prepayment procedures. And repay in advance. After the formalities are completed, go to the bank counter to repay the money, and some banks can directly transfer the money to the card. , others. If it is paid off at one time, you need to decompress and cancel.
Second, how to prepay on CCB's mobile phone?
Step/Mode 1
We opened the mobile banking of China Construction Bank.
Step/Mode 2
Find "Loan" at the top of the homepage and click Enter.
Step/Mode 3
Find "Application for Early Repayment of Principal" in the loan interface.
Step/Mode 4
Select the mortgage we want to repay, and click Apply for prepayment.
Step/Mode 5
Then check the information.
Step/Mode 6
Select the method, amount and scheduled deduction date we want to prepay, and then proceed to the next step.
Step/Mode 7
Finally, the application is completed.
Third, the Construction Bank repaid the mortgage in advance.
1. No matter which part you return, you must apply first. 2. Basically, both options are ok; 3. You need to pay attention to whether there are any fees for repaying the loan in advance, and whether there are any liquidated damages and the like; 4. After repaying the loan in advance, half a year
Fourth, the Construction Bank repaid the mortgage in advance.
Baidu: The latest advance payment calculator 20 12.
Because I didn't know your loan interest rate at that time, I calculated it according to the interest rate benchmark of July 7th of 20 1 1.
Should I pay liquidated damages for repaying the loan in advance?
If you signed a clause with the bank at that time, stating in what way if you repay in advance:
No liquidated damages are required for repayment; One is the need for liquidated damages, and the proportion of liquidated damages is _
20 1 Early repayment on July 8th, February, 1 1, and continuous repayment exceeds1year.
The interest you paid has been repaid, and the interest is 49,508.2.
You can enter it yourself, but
If you have already started online banking of CCB, you can
If not, you can self-register online banking (for inquiry only).
Functions such as transfer and remittance must be opened at the bank counter.
China Construction Bank Website → Personal Online Banking Login → Personal Loan →
You can query and calculate all repayment records from 20 1 1 at any time.