Generally speaking, the house title certificate includes the house ownership certificate and the land use right certificate, but in some places it may also be the real estate title certificate issued by the housing management department and the land management department.
It is natural to buy a house and do a property certificate, but in practice, many people do forget to apply for a certificate when buying a house, and even some people don't want to apply for a certificate after buying a house. The reason why buyers don't apply for permits is very complicated, not necessarily the developer's problem. For example, after buying an ideal house, some property buyers focus on how to decorate and how to ensure a smooth stay, but they don't pay attention to handling the real estate license, which will be forgotten after a long time; Some property buyers are more concerned about the deed tax, public maintenance funds and other expenses. They think the house is mine according to the contract. If I get the certificate, I have to pay taxes. If you don't get the certificate, you can save tens of thousands of dollars, so you don't intend to get the certificate at all ... In fact, for whatever reason, even if the buyer pays the house price and goes through the check-in formalities, legally speaking, the house still doesn't belong to the buyer.
The Measures for the Administration of Urban Housing Ownership Registration stipulates that the state implements the system of housing ownership registration and certification, and the housing ownership certificate is the only legal certificate for the right holder to own the house according to law and exercise the right to possess, use, benefit and dispose of the house.
The Interim Provisions of Beijing Municipality on the Administration of Housing Sale also clearly stipulates that the buyer only obtains the ownership of the house from the date when the house ownership certificate is issued.
It can be seen that although the certificate of immovable property right is only a little red book, it is the most critical link to handle the certificate of immovable property right in the whole process of buying a house.
It is not complicated to handle the real estate license, which specifically includes the following procedures:
Property buyers should first examine whether the qualification procedures of developers are sound, that is, whether the five certificates we often say are complete.
Second, buyers and sellers should register the ownership transfer at the real estate exchange within one month after the real estate transaction. You need to bring your ID card, household registration book, commercial housing sales contract and other documents when you register.
3. After receiving the notification from the Exchange to handle the transfer formalities, both the buyer and the seller shall carry their ID cards, household registration books and seals. After paying the handling fee, deed tax and stamp duty, you can go through the transfer formalities. The exchange will issue a real estate sales contract to the buyer. In principle, the real estate license must be handled jointly by the buyer and the seller. If the buyer and the seller or one of them cannot handle the formalities of ownership transfer and property right registration for any reason, they may issue a power of attorney to entrust an agent to handle it on their behalf.
4. After completing the formalities of transfer of ownership, the buyer shall apply for registration with the Municipal or District (County) Housing and Land Administration Bureau where the house is located within three months with the Real Estate Purchase and Sale Contract issued by the real estate exchange. The documents and materials needed to handle the application include: the house ownership certificate of the whole building owned by the seller, the commercial house sales contract, the copy of the stub of the commercial house sales invoice, the copy of the ID card, the registration form of the house ownership transfer, the wall boundary table and the area calculation table.
Fifth, the buyer can get the title certificate after being audited by the real estate management department.
In some places, in the process of buying and selling commercial housing, developers will also provide services such as transaction registration, transfer, and real estate warrants. However, the specific process is basically handled by the developers, and the buyers can't control the specific progress and can't know the relevant situation in time. Therefore, if there are conditions, it is best for buyers to handle it themselves or entrust agents with developers.
Don't quite understand
The current household name of the real estate license is still my name, so the house is yours.
If you don't go, you can't transfer the ownership, because the current account name of the real estate license is still my name.
The land use certificate is only a land use certificate that matches the real estate license. There is no name on the land use certificate.
If you don't have a real estate license, you can apply for a new one.
As long as you don't agree to the transfer, the house is yours whether you have a real estate license or not.