Take Xiao Jing, a civil servant friend of the national ministries and commissions, as an example. A post-90s ordinary clerk earns 5000-6000 yuan. If you want to buy a house, it is a distant thing. However, as a civil servant of the ministries, she can enjoy very good housing benefits, that is, she can fill out an application form for houseless households, submit it to State Taxation Administration of The People's Republic of China after being audited by the personnel department of the unit, and then queue up at the back according to the comprehensive score. Generally, she can buy a set of affordable housing with a relatively acceptable location of about 8,000-9,000 yuan for about 3 years. After working for four years, I was assigned an 89-square-meter house this year, and all the students who graduated together around me envied her to death.
The second type: middle managers of large state-owned enterprises, with an annual salary of about 200 thousand, can generally buy a relatively suitable house in about 5 years.
Although the annual salary of these people is not very high, the welfare benefits of large state-owned enterprises are good, the housing accumulation fund is high, there is a very cheap staff canteen, and there is almost no extra expenses, and the family conditions of these people are relatively good. After working for a few years, with the help of my parents, I usually end my renting life soon and buy a house with a housing provident fund loan, which is very cheap.
The third type: ordinary migrant workers in small companies, with an annual salary of about 60 thousand, are generally more difficult to buy a house. Once he gritted his teeth and bought it a few years ago, he could cope. It will be difficult to buy it in the future.
A friend of mine went to Beijing ten years ago. At that time, she rented houses everywhere for several years. In the middle, she can't stand the inconvenience caused by sharing and the landlord's arbitrary price increase. She gritted her teeth and paid a down payment of 250 thousand and a loan of 500 thousand. She bought a 70-square-meter small house in Wannian Flower City of Capital University of Economics and Business in the South Third Ring Road. At that time, she only took 654.38+ million and 654.38+. She has repeatedly felt that although her salary has gone up now, if she didn't buy a house at that time, she can't afford it now.
These are just some real examples of friends around me, I hope I can help you.
Welcome to pay attention to the Zanao scene and express your different views ~