This job is ok. The job of credit specialist will be difficult at first, but if it can be honed and persisted in the early stage, it will be of great help to personal ability, contacts and development, and bring considerable benefits to the company.
Bank loan officers have strict performance appraisal. Those with good performance can be promoted, those with poor performance will be demoted, and some even terminate their labor contracts because of poor performance. Therefore, some loan officers often ask for job-hopping and go to teller positions because they can't bear the performance pressure.
Loan officers not only lend money, but also undertake intermediary business such as customer deposits and loans to maintain customer relations. They should have strong public relations ability and systematic marketing strategy, and have a strong sense of service, and can actively mobilize the resources of commercial banks to provide customers with all-round and integrated services.
What is good for a car loan home loan now?
It is not easy to do a job, but it is very hard. Automobile mortgage salesman's job is very hard, because he has to travel all year round and meet different customers. Every customer's needs must be mastered first, and we must know more about car models before we can master this job.
Is it easy to be a car loan salesman?
How can I become a car loan salesman?
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What does a car loan specialist do? Is he going to run a business?
Car loan specialists mainly introduce suitable banks to handle loan procedures for customers and negotiate loan documents with banks, which is similar to' matchmaker' and serves as a' matchmaking' between people who want to apply for loans and banks who want to borrow.
Its specific job responsibilities are as follows:
1. Build and maintain loan business channels, increase market share, and complete work objectives and plans.
2. Loan channel market customers expand and publicize the company's loan products and collect loan demand information;
3. Collect customer data and business files, and complete sales business indicators;
4. Implement the sales and marketing plan; Timely feedback market dynamics.
5. Accept the customer's consultation, understand the customer's loan demand, and be familiar with the bank's relevant personal loan policies;
6. Responsible for maintaining customers and providing customers with high-quality services before, during and after lending;
7. Establish good working communication with the department manager, and timely feedback the problems in the work.
Which is better, the loan salesman or the car salesman?
It is better to do car sales. Car sales usually go to the store to see the car by themselves. You just need to catch him.
Not everyone is looking for you. They may need to develop their own cars, which is easier. After all, there are many people who need to buy a car, but not all of them.
Is it easy to be a car loan salesman? How?
Car loan salesmen are relatively easy to do. There are more young people buying cars now, and they don't want to put too much pressure on themselves. Usually they will mortgage.
Is it easy for car loan salesmen to do it?
Not bad in the last two years, depending on what kind of customers you have met, generally not bad.
Be a salesman in automobile mortgage.
Handling the automobile mortgage process:
1, the customer provides the materials of the vehicle to be mortgaged;
2. The appraiser of the borrower evaluates the vehicle to be mortgaged;
3. The borrower and the lender negotiate the value of the mortgaged vehicle;
4. The borrower and the lender sign a vehicle mortgage contract and notarize it at the same time;
5. The borrower and the lender shall go through the mortgage registration and relevant documents at the vehicle management office;
6. The lender drives the vehicle to the parking lot designated by the borrower, gives all the car keys to the company for safekeeping, and the borrower issues a receipt list and pays the mortgage amount at the same time;
7. After the mortgage expires, the lender and the borrower go through the repayment and mortgage cancellation procedures, repay all the loans, and cooperate with the borrower's vehicle management office to go through the mortgage registration cancellation procedures and get the car keys;
8. After the loan expires, the mortgage shall be released.
What should a car loan salesman do?
Conditions for applying for loan business:
1,18-a natural person aged 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information and no bad records;
5. Other conditions stipulated by the bank.
I just became a car loan salesman. I don't do anything at work every day and I can't do it. It's disgusting.
To learn how to show your business.
Is it easy to be a car loan salesman? How much can he get by making a deal?
There is nothing to do. You can always do it well if you calm down and do it slowly. Relatively speaking, the current loan is very hot, the market is seriously divided and the pressure is great.
Car mortgage salesmen in the future are all financial. Is it easy to do in the future? What is the future? Thank you for your reply.
Do you mean working in a 4S store or a bank?
Either way, it's a little different in the short term, but the industry is good.
The income will not be too high. If it comes from a bank, it will not be formally established. The basic salary is about 2500, and the total income is about 5-8 thousand a month on average. The gap is still very big.