Do you need to hand over the house in 2022?

Selling a house in 2022 requires funds. Judging from the relevant public information, selling a house generally needs to pay the final payment, but many of them use the buyer's funds to make up the final payment. Many people can't settle the balance because of lack of funds, which leads to the inability to buy and sell mortgaged houses. In the previous second-hand housing market, there was a practice that the seller lacked the final payment and the buyer paid the final payment, that is, the buyer's down payment was used to pay the final payment for the owner. However, because all districts and counties increased the down payment last year, the buyer's down payment needed to be credited to the account in advance and was frozen, so the way for the owner to pay the final payment with the buyer's down payment was blocked. Therefore, some guarantee companies or intermediaries need to intervene to help the owners pay the advance payment, or use other property as collateral to redeem the building for the owners. Current second-hand housing business.