You'd better go to the bank and ask yourself! Some things need to be prepared, more!
Second, Wuxi loan, I work in Wuxi, not a local, with a salary of 3,000 yuan per month. I don't have a car or a house, so I can borrow 30,000 yuan. ...
If you have worked in Wuxi for more than half a year and have a good credit record, you should be able to get a loan of 20 thousand to 30 thousand. Details: Ping An Easy Loan, a micro-credit loan of 6,543.8+10,000 yuan, launched in China and landed in Wuxi. Together with Xizhou Rural Commercial Bank, we will provide more convenient personal unsecured and unsecured loans for 3 to 5 days. He is between 2 1-55 years old and has a stable job and a stable residence. If the monthly income is more than 2000 yuan, you can apply for detailed consultation:15052219850; 82835039; QQ: 328035489 Miss Hua Address: Floor 1, Xizhou Rural Commercial Bank Building, Jiefang North Road 1, Wuxi. This advertisement is for personal promotion and has nothing to do with China Ping An and Xizhou Bank. Please forgive me!
Three. Wuxi loan policy 202 1?
Lending policy
commercial loan
After the "830 New Deal" in 2020, the policy of minimum down payment of 30% continued to be implemented for first-time buyers without housing and loans (the minimum down payment of many banks in Wuxi was 40%), and the provident fund loan policy was not adjusted. However, for households that already own a house and the corresponding housing loan is not settled, the minimum down payment ratio is not less than 60%.
Provident fund loan
1. You can apply for a loan only after the provident fund has been continuously deposited for 6 months, and you don't owe the housing provident fund for the first two years from the month when you apply for a loan;
2. The housing provident fund loans are issued to paid workers' families who purchase the first set of self-occupied housing and the second set of self-occupied housing. Stop issuing housing provident fund loans to paid workers' families who buy third and above houses.
3. Provident fund loan amount
4. The maximum amount of provident fund loans is 300,000 for individuals and 600,000 for couples.
5. From 10 to 15 in 2020, the interest rate of provident fund loans will be raised from 3.25% to 3.575%.
Four. Yixing loan. I work in Yixing. I'm not from here. My salary is 3000 yuan per month. I have no car or house. Can I borrow 30 thousand?
I think it's a little difficult for you to apply for a loan of 30 thousand