1. According to the online survey, Tianan Insurance was first established in 1994 as a property insurance company. In 200 1 year, Tianan Insurance and American Hengkang Life Insurance Co., Ltd. jointly invested, each holding 50% of the shares, to form Hengkang Tianan Life Insurance Co., Ltd., which was later reorganized into a Chinese-funded joint stock limited company with the approval of the China Insurance Regulatory Commission in 2005 and renamed Tianan Life Insurance. At present, the company mainly provides various life insurance, personal accident insurance, health insurance and endowment insurance services.
There is no doubt that the strength and business strategy of shareholders play an important role in the development of the company. The existing shareholders of Tianan Life Insurance include: Beijing Jinjia Weiye Information Consulting Co., Ltd., Asset Management Co., Ltd., Shaanxi Huatai Agricultural Reclamation Co., Ltd., Dalian Du Qiao Industrial Co., Ltd. and Hangzhou Tengran Industrial Co., Ltd.
1) Tianan life insurance products. Basically, Tianan was unknown in the market a few years ago. In 20 14, the company launched wealth management products with a yield as high as 7%, and the path went to extremes. Perhaps because of this, in 20 15, the company was fined for illegally using insurance funds, compiling and providing false information, and the general manager resigned. However, after taking this course, Tianan's business line seems to have changed, and some cheap products have been introduced one after another.
2) The solvency of Tianan Life Insurance. According to online data, Tianan Life's solvency in the second quarter of 20 17 was 130%, which was at a medium level, higher than the starting point allowed by the CIRC. As ordinary consumers, there is no need to over-interpret the solvency of insurance companies. After all, now in China, the CIRC is very strict in the management of insurance companies, and the solvency is generally no problem.
3) Tianan Life's services. At present, the service of Tianan Life Insurance is OK. As for the speed of claims, don't worry, because the China Insurance Regulatory Commission uniformly stipulates that all companies agree in the contract to approve claims within 5 days, and the complicated situation will be approved within 30 days. Therefore, after receiving the customer's claim information, the insurance company is also very cautious in this regard, because once the time is exceeded, the user can sue.