Whether buying a new house or a second-hand house, the first process that buyers need to go through is to choose the type of house they are about to buy. When choosing a house, you should choose the house according to your own needs by screening the location, price, school district, rail transit and other factors. In the process of housing selection, we should not only consider whether the developer is reliable, but also consider the apartment type, community quality and property qualification. The first choice of buying a house is the geographical location, the first choice is the mature supporting area, and the second choice is the house near the rail transit.
2. Pay the down payment.
Property buyers usually don't sign a purchase contract immediately after determining their own source of purchase, but need to pay a certain deposit first. At this time, the buyer should pay attention to whether to pay the deposit or the deposit, in which the deposit is legally binding. Property buyers default, the deposit can not be recovered, developers default need to double the deposit. The deposit is not expressly stipulated in the law, which generally means to pay a certain amount of money in advance without compensation for breach of contract.
3. Sign a house purchase contract.
When paying the deposit, we can discuss the appropriate time to sign the purchase contract. Generally speaking, when signing a house purchase contract, it is necessary to pay the house price, and buyers can choose to borrow money or buy a house in full. The purchase contract is an important proof of buying a house to protect rights. Therefore, when signing a house purchase contract, buyers should pay attention to whether there are blank clauses in the contract, whether the obligations and rights in the supplementary agreement are equivalent, whether the liability and compensation for breach of contract are clearly written, whether the delivery date and standard are clear, and whether there is a monopoly property management right.
4. Apply for a housing loan.
If you choose a loan to buy a house, you need to apply for a housing loan at this time. If you buy a house in full, you can ignore this step. Now most property buyers still have to buy a house through loans, which generally include provident fund loans and commercial loans. Property buyers should choose their own way according to their actual situation.
5. Check the room and deliver the house.
After completing the loan procedures, buyers who buy second-hand houses can inspect the houses, but for those who buy faster houses, it may take some time to inspect the houses. Property buyers can invite a special home inspector to inspect the house from top to bottom and from inside to outside according to relevant industry standards, including outdoor venues, roofs, basements, floors, attics, water and electricity facilities, starting heaters, air conditioners and other equipment. Finally, a written report will be given to the prospective owner.
6. Check in.
The last link in the process of buying a house is moving in, which is the happiest link for buyers. I can finally move into my new house (of course, the rough house needs to be renovated). After the buyers move in, they should know the real estate situation in time to facilitate their future home life.
What should I pay attention to in the process of buying a house?
1. House property rights should be carefully checked. The main proof of house property rights is whether the real estate license and land use right certificate are complete. Carefully check the location of the house and the situation of the property owner. You can go to the real estate management department to check the authenticity of the property.
2. Pay attention to whether the buying and selling behavior is legal, and check whether the house has debt burden and mortgage, including private mortgage, personal use, etc. Property buyers can buy with confidence when carefully verifying the property rights of the houses they buy, so as to avoid disputes in the future.