It is meaningless to simply study products or insurance companies.
The starting point for customers to consider is now, but insurance is bought for the future. Therefore, some problems need to be considered in an abstract and long-term way.
There is no comparability between different types of insurance, which is a misunderstanding.
It is very important for customers to mainly consider their own needs. Popular insurance consumption, seemingly correct, is actually a mistake in itself.
Insurance itself is the avoidance of future risks and the expectation of future life. It really belongs to the mode of private tailor. It is really important to know your own needs instead of blindly following others, which can avoid many misunderstandings.
To understand the product form, rather than simply listing this information, different product models have their own characteristics, and the product does not matter whether it is good or bad, because it is consistent for all customers.
Mainly how to plan products, which is the key to optimize the future interests of customers.
Insurance products, in addition to the product itself, customers also need to consider the integrity and professional factors of agents.
Critical illness insurance, namely critical illness insurance, refers to a kind of commercial insurance behavior handled by insurance companies for certain major diseases, such as malignant tumor, acute myocardial infarction, stroke sequelae, etc. And when the insured suffers from the above diseases, the insurance company will pay a fixed amount of compensation for the medical expenses.
It means safe and reliable insurance; Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.
References:
Critical illness insurance _ Baidu Encyclopedia, insurance _ Baidu Encyclopedia