First, Feika is a credit loan product under Shanghai Xiaotu Network Technology Co., Ltd., which belongs to the same company as the previous Feika, which is why it was hyped as the third loan of Feika by the intermediary. The maximum amount is 50,000 yuan, and the longest service period is 12 months. The information and procedures required for the application are actually similar to those of the flight permit.
2. Application conditions: users who are 20-55 years old, have used their real-name mobile phone numbers for more than 6 months and have a stable income.
Application materials: identity authentication, mobile phone operator, work information, savings card, personal basic information, etc.
Fourth, matters needing attention:
1. After the application is submitted, the amount will be released soon, but the amount is not equal to 100% of the next payment. According to Jia's introduction, many users were rejected after submitting the data and submitting the quota, or were prompted to withdraw cash after entering or did not have a loan application interface.
2. Do not check the credit information when applying for products, but some investors should check the credit information after lending. Please pay attention to this.
3. Although the product quotas of airplane cards, credit cards and flying flowers are not enjoyed by * * * *, the data is enjoyed by * * *, that is, one of them will not pay again.
4. According to the user's feedback in the next paragraph, there are many cases where the withdrawal of credit cards failed and the application for flight cards was successful. In addition, the financing guarantee fee shown in the withdrawal is deducted after the account is received, and the specific amount depends on the loan amount.
Verb (abbreviation of verb) How long does it take to borrow money?
1. If the loan applied by the customer shows "Lending", it usually doesn't take long to receive the loan funds, and it will generally arrive within 48 hours or 72 hours according to the amount. If it is fast, the loan will be released on the same day and received on the same day. For example, small loans are expected to arrive in an hour or two.
Of course, sometimes the loan may be delayed, such as a few days or even more than a week. When the platform is short of funds and the number of borrowers is large, it is necessary to queue up for lending.
3. If you apply for a mortgage at the end of the year, you are likely to encounter the phenomenon of "waiting for a loan". Many customers didn't receive the loan funds until after (after all, the bank had to make year-end settlement, and the funds were tight at the end of the year, and even the loan was not received two or three months after submitting the loan application). If the customer's loan always shows "loan in progress" and the loan funds have not arrived for a long time, it is recommended to call the customer service staff of the bank (lending institution and platform) to understand the situation and ask the other party to release the loan funds as soon as possible.