According to the inquiry, Huaxia can surrender when it is renamed Zhong Rui, but the surrender policy may be different after the insurance company is renamed. Generally speaking, after the insurance company is renamed, it will still abide by the terms in the original insurance contract, including the surrender clause.
It is recommended that you follow the following steps:
1. Check the insurance contract: read your insurance contract carefully, especially the surrender clause and policy. Make sure you understand the relevant regulations and the possible applicable surrender period, the calculation method of fee deduction and refund amount, etc.
2. Contact the insurance company: directly contact the customer service department or insurance agent of Zhong Rui Insurance (formerly Huaxia Insurance) and ask them in detail whether you can surrender your critical illness insurance, the procedures for surrender and the possible applicable fees. They will be able to provide you with accurate surrender information.
3. Submit the application for surrender: fill in and submit the application for surrender according to the instructions provided by the insurance company. Usually, you need to fill in the application form for surrender, and you may also need to provide other certificates or supporting materials.