Is it reliable to borrow money from Xilai?

Not reliable, there is a loan scam, and there will be property risks. This is a platform for compulsory repayment, with high beheading interest and extremely short repayment period. Individuals do not recommend applying, which is called routine loan. Once it becomes a routine, it is very troublesome to deal with it. People who harass the address book after the deadline. I suggest you try to apply for some formal online lending platforms or think of other ways. You don't need to apply for an unknown online lending platform.

Peer-to-peer lending refers to the borrowing and lending of funds by both borrowers and lenders on the Internet platform. Online loans are mainly small, which originated in Europe and America during the financial crisis. P2P lending has made some achievements in alleviating short-term capital seeking, risk financing and opening up personal investment channels. In fact, online lending is not difficult to understand. All processes such as authentication, bookkeeping, clearing and delivery are completed through the network. Both borrowers and borrowers can make loans without leaving home. Moreover, the general amount is not high, unsecured, pure credit lending. Innovative ideas. The foundation of private lending is the natural ethical constraint of acquaintance society.

In an acquaintance society, it is against the "closure" of fair market transactions, so it is not convenient to stipulate the rights and obligations of both borrowers and lenders. On the basis of traditional private lending, peer-to-peer lending has increased the elements of commercial operation, making the trading behavior tend to be market-oriented and large-scale. By establishing a safe, efficient and honest peer-to-peer lending platform, the lending process will be transparent and standardized, and both borrowers and lenders will benefit. Detailed explanation of the workflow of online lending platform: the borrower releases information and the lender participates in bidding.

The factors that affect the credit score and grade include: information quality, that is, the integrity, detail and accuracy of information; Whether the information has been verified; Different information and different verification methods have different importance (i.e. credit score); Different information affects each other, not a simple superposition relationship. More, more complete, more accurate and more detailed information, that is, higher quality information can get higher credit score; The more successful the verification, the greater the score can be brought to the verified information; More and better personal credit records, such as good loan and repayment records, can bring more credit scores.