In real life, there are indeed some people who have lived happily without buying a house all their lives, but the other pressures behind them are unimaginable to ordinary people. If you want to be a part of it, you must consider the three disadvantages of doing so in advance, and then make corresponding choices according to your actual situation. Let's see:
First, there is no sense of belonging.
Many people who have bought houses, while feeling the economic pressure, also have a heartfelt sense of belonging, especially those migrant workers who intend to get married here. Because having a house in your own name means that you have a foothold in this city. No matter what bad things you have experienced outside, there will always be a lamp of your own.
Renting a house rarely feels this way. Although it will feel better to look at our carefully decorated room, we know that we will leave this place sooner or later. I don't care about all kinds of furniture and appliances in the room as much as I care about my home; When I think that the house is not my own, I don't want to spend money to redecorate places I don't like very much.
Second, you are not eligible for certain benefits.
In the past 20 years since the housing reform, the residential property of the house has been highlighted, and at the same time, its derived qualifications for settlement and enjoyment of quality education resources have also attracted many consumers. In most cities, people who don't have a house under their name, even if they don't settle in the city, should consider whether the woman will marry a person who doesn't have a house when they get married or even have children in the future, and what to do if the children can't even go to school at a certain age.
So don't follow the trend, thinking that people who don't buy a house will live happily. In fact, many people who choose to rent a house are unmarried or have two incomes and no children.
Third, life is bound.
When renting a house, you should discuss with the landlord in advance to decorate the house, which may make you feel very constrained; You have to consider whether you want to stay here after the contract expires; What's more, the inflation rate is getting faster and faster. With the passage of living time, it is reasonable for the landlord to increase the rent. Instead of facing these unknown fears, it is better to buy a house directly, so that at least the monthly payment is basically fixed. Of course, before making all decisions, we should consider it according to our comprehensive economic strength, otherwise it is easy to abandon the house and break the loan, and personal credit will be damaged; The house may be legally and reasonably taken away by financial institutions one day.