1. Find out the mortgage situation: First of all, you need to find out the mortgage situation of the house. You can know the mortgage situation by inquiring about the real estate registration information or consulting relevant departments.
2. Negotiation with the mortgagor: If the mortgagor is himself or someone he knows, it can be settled through negotiation with the mortgagor, and it can be handled by paying off the mortgage loan or canceling the mortgage.
3. Obtain the consent of the mortgagee: the mortgagor has nothing to do with himself, but needs to obtain the consent of the mortgagee, which can be settled through consultation with the mortgagee, and needs to pay a certain amount of redemption money or cancel the mortgage.
4. Apply to the court to cancel the mortgage: If the above methods cannot be solved, you can apply to the court to cancel the mortgage, and you need to provide sufficient evidence to prove that the mortgage is improper or the application for canceling the mortgage is legal.