If there is misconduct related to personal financial information, it will not only directly infringe on the legitimate rights and interests of customers, but also increase the litigation risk of banking financial institutions and increase operating costs.
In recent years, personal financial information infringement incidents have occurred from time to time, which has aroused widespread concern in society. Therefore, it is necessary to strengthen the protection of personal financial information and the legal awareness of banking financial institutions, and collect, use and provide personal financial information according to law. Protecting personal financial information is the legal obligation of banking financial institutions.
Extended data:
The relevant requirements for personal information stipulate that:
1. When collecting, storing, using and providing personal financial information, banking financial institutions should strictly abide by the laws and take effective measures to strengthen the protection of personal financial information, ensure information security and prevent information leakage and abuse. In particular, when collecting personal financial information, we should follow the principles of legality and rationality, and we must not collect information unrelated to business or collect information in an improper way.
2. Banking financial institutions should establish and improve the internal control system, fully investigate the links that are prone to personal financial information disclosure, clarify the management responsibilities of various departments, posts and personnel, strengthen the authority setting of personal financial information management, form a management mechanism of mutual supervision and restriction, and effectively prevent the occurrence of information disclosure or abuse.
Notice of the Central People's Government and the People's Bank of China on the Protection of Personal Financial Information by Banking Financial Institutions