At present, the most popular occupation is the financial industry, and in many financial industries, working in a bank is a very glorious and stable job. As we all know, banks generally have many positions, such as president, vice president and assistant to the president. So what are the specific job responsibilities of the assistant to the bank president? Below, I collected the duties of the assistant to the president of the branch for you, hoping to help you!
Responsibilities of the president of the central branch:
According to the development strategy and unified deployment of the Head Office, be responsible for the overall work of the sub-branches, organize the sub-branches to manage the marketing, maintenance and management of customers, and be responsible for the internal management, system construction and team building of the sub-branches, so as to achieve various business management objectives issued by the Head Office, promote the development of the sub-branches and continuously enhance their comprehensive competitiveness.
Responsibilities of the vice president of the central branch: according to the business objectives and work plan of the branch, assist the president of the branch in charge of business development, internal management and team building, lead employees to complete corresponding business management tasks, and ensure the implementation of the business lines in charge and the realization of business objectives.
1) credit: responsible for the organization and implementation of the bank's credit policies and systems and credit inspection; Responsible for organizing the implementation of the company's customer credit rating, internal unified credit review, reporting and approval; Responsible for the review of credit business within the authority of the department, submit it to the loan review Committee for deliberation, and be responsible for the preliminary examination and reporting of credit business outside the authority; Responsible for the management and monitoring of bank acceptance bills and discount business; Be responsible for identifying the risk classification of credit assets within the Bank's authority and auditing and reporting beyond its authority; Responsible for the daily work of the loan review meeting office, and organize the loan review meeting as required; Responsible for organizing the post-loan management inspection of the customer department and customers; Responsible for organizing the training of bank-wide credit personnel and the implementation of the system of holding certificates; Responsible for collecting and analyzing relevant economic information and feeding back relevant information and materials to relevant leaders and departments; Responsible for other work assigned by the leaders.
2) Responsible for the planning, management and development of personal business of the whole bank; Responsible for formulating comprehensive assessment methods for personal business and conducting comprehensive assessment; Responsible for personal business market research and information collection; Responsible for the planning, management, guidance, inspection and assessment of personal deposit business of the whole bank; Responsible for the management, guidance, inspection and assessment of personal consumption credit business of the whole bank; Responsible for the management, guidance, inspection and assessment of the fund agency business of the Bank; Responsible for guiding the standardized operation of the front desk service of personal consumption loans, and guiding the issuance and management of personal consumption loans throughout the bank; Responsible for the publicity and marketing of personal wealth management products, formulate the marketing plan of the whole bank and organize its implementation; Responsible for the self-discipline arrangement of personal business of the whole bank; Responsible for the image publicity and planning of personal business; Responsible for other work assigned by the leaders.
Scope of work:
Comprehensively manage the work of the branch, including: achieving sales targets, developing new customers and maintaining customer relationships; Various operations and compliance management of branches; Team management, promoting team cooperation.
Main responsibilities:
Sales and service
1. Effectively manage the related operation business of the sub-branch, provide high-quality commercial services to customers, and lead the team to achieve the sales target;
2. Maintain the good service reputation of the branch and win more target customers;
3. Through cooperation with the management team, the sub-branch has the ability to properly handle emergencies in the course of operation;
4. Regularly evaluate the performance of employees, improve the sales performance of salespeople, and strengthen the communication and service ability with customers;
5. Regularly update the sales and customer service records and major events of the branch to the management department;
6. Maintain and deepen the relationship with customers with great influence and development potential;
7. Adopt the suggestions of the rapid development plan, reduce the cost, and invest the funds in projects beneficial to customers;
8. Provide more profit space for senior customers, and avoid price competition while defeating competitors and winning customers;
9, timely and properly handle customer complaints;
10. Ensure the implementation of bank working methods in sub-branches.
manage
1. Ensure that all employees of the sub-branch earnestly fulfill the requirements of banks and localities, and pass internal and external audits and inspections;
2. Reduce all potential operational risks;
3. Supervise and manage the normal operation of all systems, operations and business premises of the sub-branch;
4. Promote the application for products and business licenses of sub-branches and ensure compliance.
Operation and compliance management
1. Actively explore and develop banking business according to the national economic development policy and bank credit system;
2. Strictly abide by and ensure that the behavior of the branch complies with the laws and regulations of People's Republic of China (PRC), the existing and promulgated regulations of China Banking Regulatory Commission and other regulatory agencies, and other laws and regulations;
3. Strictly observe and ensure that the behavior of the sub-branch conforms to the existing internal rules and codes of conduct promulgated by the company and Standard Chartered Group from time to time;
4. Follow the relevant measures of anti-money laundering regulations, be alert to abnormal and suspicious customer operations at any time, report any suspicious activities to the anti-money laundering office and line manager, and report directly to the director of anti-money laundering in China in case of emergency;
5. Ensure that team members understand all relevant laws and regulations, internal risk and compliance policies and procedures of banks, and ensure that all rules and regulations, group policies and risk management are effectively implemented in sub-branches;
6. Be alert to and reduce all violations of policies and procedures and potential violations;
7. Signing agreements, contracts or documents related to the branch business on behalf of the branch;
8. Ensure effective communication with all business departments and functional departments of the branch, participate in the branch management committee and the branch operational risk management committee, and assist the branch president in managing the branch affairs;
9. Other matters related to the daily business and operation of the branch;
Under the leadership of the branch president:
1) Manage and coordinate the implementation of anti-money laundering and fraud risk control measures at the level of branches or business outlets, ensure that these control measures are put in place and run effectively, and strengthen the anti-money laundering awareness of employees through regular training;
2) Support and assist anti-money laundering and anti-fraud related projects, staff training or any other anti-money laundering and anti-fraud related activities that may be needed;
3) Report major anti-money laundering and fraud cases to the senior management, including the anti-money laundering director of China, so as to seek immediate investigation and solutions and reduce losses. Suspicious money laundering transactions should be reported to the relevant business anti-money laundering Commissioner and China District anti-money laundering director at the first time.
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