(a) retirement;
(two) completely lose the ability to work, and terminate the labor relationship with the unit;
(3) Having left the country to settle down;
(four) transferred from the city or moved out of the city account;
(five) the laborer and the unit have not been re-employed for two years after the termination of the labor relationship;
(6) If an employee dies or is declared dead, the employee's heir or legatee shall withdraw the employee's housing accumulation fund;
(seven) employees or their immediate family members (that is, spouses, children, parents, hereinafter referred to as immediate family members) purchase self-occupied housing to pay the purchase price, within one year after signing the purchase contract or handling the house ownership certificate;
(eight) workers or their spouses to repay the principal and interest of housing loans, loan period and repayment amount;
(nine) the owner-occupied housing with property rights built, renovated or overhauled by employees or their spouses, within one year after the completion of the housing;
(ten) the rent of the housing rented by the employee or his spouse exceeds the prescribed proportion of the family wage income and reaches the rental cost;
(eleven) the depositor is a migrant worker;
(twelve) employees or their immediate family members who enjoy the minimum living guarantee for urban residents;
(13) The employee or his immediate family members suffer from serious diseases such as malignant tumor, acute myocardial infarction, apoplexy sequelae, coronary artery bypass grafting, major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease, which causes serious difficulties in family life.
Article (5) requires two years.