Loan to buy a car, which is better, bank or auto finance?

Banks are better. The interest rate of a bank loan to buy a car is 5%- 12. Because the risk of bank loans is low, the interest rate will be correspondingly low. In contrast, the interest rate of auto financing companies is 8%- 12, which is relatively high. Because the risks faced by auto financing companies are relatively large, it is necessary to charge higher interest rates to cover the risks. So it's better to buy a car with a bank loan.