The background customer service confirms the customer information and credit information through the return visit and the first telephone call. Then match the appropriate loan products. The second call suppressed the customer and told the customer that the bank passed the preliminary examination, but the quota and interest requirements could not meet the customer's requirements. Because the customer is overdue and the income is unstable, it is considered as a risky customer by the bank. But the fast loan center has 20 billion or more deposits in the bank here. You can help the customer to make a guarantee and apply for this money, and the interest can be as low as the customer wants. However, time is limited, please come to the door quickly.
They actually use the customer's personal identity information, asset information and credit information to match the appropriate banking products. It usually takes about ten points to help customers do the corresponding online loan business and collect the handling fee and service fee. Because many of these customers are in urgent need of money and have no loan knowledge, they will apply online. Therefore, the transaction rate of the fast loan center is very high.
The handling fee is charged according to the customer's personal qualification. If the customer's credit information is overdue, the salary is not enough, there is no tax, and there is no social security. Of course, the handling fee will be high, which is a common law in the loan intermediary industry.