How to inquire personal credit information for free?

There are three main ways to use it now. There are three ways to inquire personal credit information for free: one is to inquire at the local branch of the People's Bank of China; The second is to log in to official website, the Credit Information Center of the People's Bank of China; Third, make inquiries in commercial banks authorized by the People's Bank of China.

Extended data:

Credit investigation includes personal credit and enterprise credit. Of course, there are also government credit reports, but they can be ignored.

Enterprise credit investigation refers to the comprehensive evaluation of credit ability (mainly solvency and solvency degree) of enterprises, bond issuers, financial institutions and other market participants on the basis of analyzing and studying their credit records, operating level, financial situation, external environment and other factors. Formally, enterprise credit investigation is a comprehensive analysis and measurement of performance ability and its reputation, and it is an indispensable intermediary service in the market economy system.

Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users.