Can Jiufu's creditor's rights be recovered after replacement?

Jiufu debt can't be recovered after replacement. In this case, the data will be emptied, so we can only try our best to contact the official platform customer service to see if it can be restored. Judging from the recent situation, Jiufu's bond swap is a scam. At the beginning of Jiufu's layout, first of all, many lenders' claims on the golden beans purchased by the mall will go to Jiufu's partners. Second, in the acquisition of creditor's rights in Channel 2, many creditor's rights will be returned to the representatives of Jiufu. Third, how to realize these creditor's rights is a problem. As we all know, there are good and bad claims, and some of them are even illegal claims, but they have not been cancelled. So how to distribute the creditor's rights? At first, most of them were evenly distributed, and many people had good debts and bad debts. Then Jiufu naturally wants to take all the good things into his own hands and get rid of all the objects acquired by partners and agents, that is, channel 1 and channel 2. Who will give the remaining bad debts? Naturally, it is the lender of asset replacement, even if. Therefore, it is not unnecessary, and it is recommended not to use Jiufu easily.

Jiufu's borrower

1. The borrower actually borrows money. This part of the cost is known to the borrower before signing the contract. The borrower will pay the principal and interest in installments every month in the form of equal principal and interest, that is, under the guise of its essence, the service fee that the borrower needs to pay to Jiufu is not a real loan, but a loan issued by Jiufu himself. Since it is a service charge receivable, it is Jiufu's creditor's rights or accounts receivable assets. In this scenario, Jiufu is the information consulting service fee for creditors (collecting money), and the proportion of loan principal is dynamically adjusted. The deposit or performance insurance accounts for 8%~25% of the loan principal. Guarantee fee, accounting for 1% of the loan principal. This part of the cost is unknown to the borrower before signing the contract.

2. Loan installment, that is, real loan-loan applied by the borrower. Bid and sell the target to the lender. Installment expenses, that is, fake loans-loans issued by Jiufu himself. It was packaged by Jiufu (hereinafter referred to as the fake target) and disguised as the target, and sold to the lender. This part of the creditor's rights (that is, the service fee between Jiufu and the borrower mentioned above). According to common sense, the borrower should repay the principal and interest on a monthly basis. In fact, Jiufu sold it to the borrower, and Jiufu cashed in all the funds at one time. In essence, Jiufu packaged and transferred this part of creditor's rights and completed the first circulation of this part of assets. Not only that, due to the mismatch of the borrower/lender's fund term, this part of assets later circulated among lenders. In short, Jiufu realized asset securitization by packaging and transferring creditor's rights. After this part of the funds is withdrawn from the lender, Jiufu will divide it in the following way. Online loan information technology service fee → Beijing Jiufu Pratt & Whitney Information Technology Co., Ltd. → Information consulting service fee → Jiufu's affiliated branches, such as Xinjiang Jiufu Wanka Information Technology Company. Guarantee fund or performance insurance → Jiufu affiliated company, such as Guangdong Comprehensive Financing Guarantee Co., Ltd. premium → Jiufu affiliated company, such as Guangdong Comprehensive Financing Guarantee Co., Ltd.