How to apply for real estate license, and how much is it?

1. Entrust the developer or intermediary agency to handle the applicable conditions. In order to save your time and energy, you can choose to entrust the developer or intermediary agency to handle the real estate license. In the case of using bank mortgage loans, some banks have stipulated in the housing mortgage loan contract that "the developer needs to assist in handling the real estate license". In this case, only the developer or agency can be entrusted to handle the real estate license. Even if the developer or intermediary agency is entrusted to handle the real estate license, the developer or intermediary agency can still choose to collect and pay taxes such as deed tax, public maintenance fund and stamp duty, or the developer or intermediary agency can only handle the application procedures for the real estate license, and the taxes such as deed tax and public maintenance fund can be paid by itself. Scope of application of the handling process (1): The first step is applicable to the case that the developer or agency collects taxes and fees such as deed tax, public maintenance fund and stamp duty: sign an entrustment agreement. Usually in the purchase contract, there is a clause about entrusting the developer to handle the real estate license, which can be regarded as a separate entrustment agreement. In addition, many developers will require buyers to sign a power of attorney entrusting them to handle the real estate license in addition to the purchase contract, and agree to hand over the deed tax and public maintenance fund to them before they can move in. Sometimes, developers will entrust relevant procedures to specialized institutions or lawyers. At this time, you can also choose a developer or an agent company to go through the relevant formalities, and the taxes and fees such as deed tax and public maintenance fund will be paid by yourself. Note: The entrustment agreement should clearly stipulate: 1. Within what time limit should the developer apply for the real estate license (if it is an area where the two certificates are separated, the land use certificate and the house ownership certificate must be marked. Of course, if the local area cannot obtain the land use certificate temporarily due to administrative reasons, it can only make concessions); 2. Within what time limit should the developer or agency provide the official proof of payment of relevant taxes and fees; 3. Agree how to deal with the case that the application cannot be processed as scheduled or the application has an error due to the developer's reasons. It's best to specify the clear default treatment methods such as "you can return a house" or "don't return a house, but the developer should compensate X% of the total house price"; 4. Agree that if the loan bank impounds the real estate license and the purchase contract, how can the purchaser verify the real estate license, because in this case, the purchaser can only "take a look" at the real estate license; 5. Agree to handle mortgage registration. Some banks do not detain real estate licenses, but only handle mortgage registration. Whether the mortgage registration procedures are handled by the developer and how to handle them should also be clearly agreed; 6. Agree on the amount and payment method of the agency fee, and ask for the official receipt stamped by the developer. If there is no detailed agreement in the purchase contract, please try to include these terms in this entrustment agreement. Step 2: Pay the intermediary fees for real estate license, public maintenance fund, deed tax and stamp duty. When you check in, developers often ask you to pay these fees. Note: 1. Before paying the money, please understand the charging standards of these taxes and fees, so as to verify whether the calculation of the developer is correct. Please refer to the appendix 1 1 of this book. Please keep the receipt after paying the money, and ask the payee to affix the official seal, and don't accept the "white note". Step 3: Get the real estate license according to the agreed time. After the developer or agency company pays the above taxes, handles the real estate license and mortgage registration, it can get the real estate license. If the loan bank impounds the real estate license and the house purchase contract, you must find an opportunity to carefully check the records on the real estate license. If there are errors in the records, you should ask for changes in time. Note: 1. Check the number of certificates carefully. If you agree to obtain two certificates, you must verify whether they are complete; 2. Carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status. If it is inconsistent with the contract, ask the developer to explain the reasons; 3. Check the mortgage items recorded in the "Other Rights" column; 4. Ask for an official invoice for paying taxes and fees. Handling process (II) Scope of application: The first step is applicable to the payment of taxes and fees such as deed tax, public maintenance fund and stamp duty: signing an entrustment agreement. Usually in the purchase contract, there is a clause about entrusting the developer to handle the real estate license, which can be regarded as a separate entrustment agreement. In addition, many developers, in addition to the purchase contract, will also require property buyers to sign a power of attorney and entrust them to handle the real estate license. Sometimes, developers will entrust relevant procedures to specialized institutions or lawyers. Note: Note is the same as "Step 1" in "Processing Flow 1". Step 2: Pay the agency fee for the real estate license. When the seller lives, the developer will ask you to pay. Note: After paying the money, please keep the receipt and ask the payee to affix the official seal, and don't accept the "white note". Step 3: Ask the staff of the developer or intermediary agency how to pay the public maintenance fund and deed tax in the relevant departments. Public * * * maintenance funds are generally collected by community offices in the area where the property is located, and some cities have begun to collect public * * * maintenance funds by banks. Note: Please pay the public maintenance fund and deed tax in time. According to the law, the payment voucher of these two funds is a necessary voucher for handling the real estate license, so if it cannot be paid in time, it will affect your obtaining the real estate license. Please be sure to keep the official receipt of tax payment and give it to the developer or agency in time so that they can handle the next job. Step 4: Get the real estate license according to the agreed time. After the developer or agency company pays the above taxes, handles the real estate license and mortgage registration, it can get the real estate license. If the loan bank impounds the real estate license and the house purchase contract, you must find an opportunity to carefully check the records on the real estate license. If there are errors in the records, you should ask for changes in time. Note: 1. Check the number of certificates carefully. If you agree to obtain two certificates, you must verify whether they are complete; 2. Carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status. If it is inconsistent with the contract, ask the developer to explain the reasons; 3. Check the mortgage items recorded in the "Other Rights" column. Tip: inquire about the property rights of houses in time. Even if you entrust the real estate license, it is necessary for you to inquire about the property right status of the purchased house from the housing administrative department and the land administrative department in time. If "dangerous situations" are found, such as developers illegally setting mortgages, they can claim their rights in time. Ii. Applicable conditions for self-handling In the case of using bank mortgage loans, some banks have added clauses such as "requiring developers to assist in handling real estate licenses" and "entrusting developers to handle real estate licenses" in housing mortgage loan contracts. In this case, it is difficult for them to handle it themselves, and they can only entrust the developer or agency to handle the real estate license. Therefore, before making a choice, please don't forget to check whether there are relevant clauses in the housing mortgage loan contract. In addition, some local laws and regulations stipulate that housing management departments and land management departments do not handle individual housing purchase business. At this time, you can only entrust the developer or intermediary to handle the real estate license. If it is a one-time payment, or the loan has been paid off, you can handle it yourself. Process Tip: If the local "House Ownership Certificate" and "Land Use Certificate" are integrated, then you only need to run one department. If the local "house ownership certificate" and "land use right" are separated, then you need to run two departments. Many places can't handle the "Small Land Use Right Certificate" of property buyers. Please pay attention to the relevant news and wait for the relevant regulations to be issued. Step 1: Make sure that the developer has registered initially, that is to say, it is a necessary prerequisite for you to complete the initial registration of the developer. According to the provisions of Article 34 of the Measures for the Administration of Commercial Housing Sales, real estate development enterprises shall, within 60 days from the date of delivery of commercial housing, submit the information required for the registration of housing ownership to the real estate administrative department where the housing is located. Usually, the time for the competent department to handle the "initial registration" is about 20-60 days, so two or three months after the tenant moves in, you can ask the developer about the initial registration or go to the local real estate transaction information website. Matters needing attention: The time limit for the developer to handle the "initial registration" should be stipulated in the house purchase contract, especially the time limit for the developer to handle the "initial registration" and the "obligation to inform in time" after the completion, and the liability for compensation should be clearly defined. Step 2: Go to the management department to get the Application Form for Housing (Land) Ownership Registration. After filling it out, the developer needs to sign and seal it. Sometimes the developer will have a ready-made stamp form in his hand, just go to the developer's office to get it and fill it out, so as to save the pain of running around. Note: You can ask the developer in advance in which department the real estate license should be handled, and then ask the department directly to avoid going astray. If you want to apply for two certificates, you may have to go to two departments and get two different application forms. Step 3: There are three possible situations to obtain the map (table). The first is to apply to the housing area measuring station designated by the developer and get the mapping map; The second is to take the ID card directly to the developer to collect it, which is relatively simple; The third is to apply to the registration department for surveying and mapping the housing area, which is relatively rare. Now the registration department often fills in the area data on the real estate license according to the existing surveying and mapping map. Because the surveying and mapping table is an important basis for the registration department to determine the area marked on the real estate license, and it is one of the necessary materials. Step 4: Fill in the form, stamp it and get the relevant documents. After filling in the form, find the developer to sign and seal it, and get other necessary application documents. These documents include the purchase contract, the house settlement form and the copy of the big house property certificate. The completed application form needs to be reviewed and sealed by the developer. Note: when you ask the relevant departments in front, you must be clear about what documents you need to take and complete them at one time to avoid the pain of running around. Step 5: Ask the staff of the developer or agency company how to pay the maintenance fund and deed tax. Public * * * maintenance funds are generally collected by community offices in the area where the property is located, and some cities have begun to collect public * * * maintenance funds by banks. Note: Please keep the payment voucher whether it is collected by the community office or the bank. The payment voucher of these two funds is the necessary voucher for handling the real estate license. Once lost, it will affect your acquisition of real estate license. Step 6: Submit the application materials mainly including the following contents: (1) seal the application form; (2) Housing sales contract; (3) Confirmation letters of the buyers and sellers who signed the pre-sale contract on the house number, the measured area of the house and the settlement of the house price; (4) Surveying and mapping map, housing registration form and household registration book; (5) Special receipts for special maintenance funds; (6) deed tax payment or tax exemption certificate; (7) the identity certificate of the purchaser (copy of the original); (8)*** Some submissions have agreed; (9) the bank's prepayment certificate. Note: Different places have different specific requirements, so please be sure to ask clearly in advance. Be sure to keep the license notice given by the management department and get the real estate license according to the time notified above. Step 7: Collect the real estate license according to the specified time, and pay the stamp duty, property registration fee, production fee and other precautions: carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status. Step 8: Apply for mortgage registration. Some loan banks allow themselves to apply for real estate licenses without seizure. They just need to register the mortgage. In this case, this procedure is necessary. The documents that need to be submitted usually include: (1) house ownership certificate, * * * ownership certificate for some houses, and * * * written consent of the mortgagor; (2) State-owned land use certificate; (3) Loan contract and mortgage contract; (four) the house rent statement signed by the mortgagor and the mortgagee; (5) If the mortgagee is a financial institution, submit the financial license and business license. Note: Usually this procedure can be handled at the same time as the real estate license, and relevant documents can be prepared in advance. Different places have different specific requirements, so please be sure to ask clearly in advance. Step 9: Hand over the real estate license to the bank for seizure. If there is an agreement in the loan contract, the real estate license needs to be handed over to the loan bank for seizure. It stands to reason that after the eighth step, there is no need to hand over the real estate license to the bank for seizure, but some banks are not at ease. For the sake of "three risks", the original of the Purchase Contract is often seized. Tip: 1. Household registration book, ID card, bank loan repayment certificate in advance, house purchase contract, occupancy notice and other materials must be carried with you, and enough copies should be prepared to prevent wasting time and energy due to lack of documents. 2. The procedures and required documents vary from place to place. Only the general procedure is introduced here. Please ask for details in advance.