The study and training of financial business course is a brand-new course type. Both teachers and students need to learn by themselves, improve their financial management ability and update their financial management concepts. I think as teachers, we should not only study hard, but also apply this knowledge to our daily teaching.
I am heavily in debt, and I have to pay my mortgage and car loan every month. The pressure is really great! From the teacher's class, I have a deeper understanding of investment. Investment is actually a way of managing money. We should learn to treat investment correctly and objectively, don't think that there will be a pie in the sky, and think about everything in a down-to-earth way. Investment should be analyzed reasonably according to one's own financial situation, and products that one feels confident should be selected. Don't put the egg barrels in one basket. Try to choose several different types of products, find the right feeling of investment, and reduce your investment risk as much as possible. If you don't have time and energy, you can ask specialized personnel to make special financial investment to increase your income. Investment is a high-threshold knowledge, so you should think twice and not blindly follow suit.
Sometimes our investment is limited by our cognitive ability. When you understand the knowledge of investment, the risks and benefits of investment, and understand that you have invested in a misunderstanding, maybe you are not far from becoming a successful investor. First of all, I said in class that the happiness gained is not equal to the pain lost, which will lead to overreaction and make us feel anxious and afraid when investing. If the time is longer, the fluctuation will be smaller. If you watch it every hour every day, this fluctuation will be very huge, which will greatly affect your mood. Secondly, you are actually an adventurer. Therefore, it is necessary to manage the fear of investment and cultivate the "passivity" of investment. In daily work and study, you can also learn more about investment, increase your experience, and make a little investment appropriately.
We really should be more careful about all-pervasive swindlers, and always remember that there is no pie and no free lunch in the world. We should pay attention to this in our life and work.
The reason why a liar can cheat you is because your greed has caught your ignorance, discovered your weakness and made you unconsciously cheated. Many times we don't have anti-fraud awareness, don't know how to protect our rights, and don't know how to reduce losses in the first place.
In our daily life, relatives and friends will discuss some cheated things, and scammers will also renovate their tricks to defraud money. I personally experienced a process of being cheated. I remember it was 20 13. My parents bought me a motorcycle after I returned from college. One day, someone called me and said that the national policy is good now, and it is necessary to subsidize home appliances to the countryside. He first asked me if my name was this and what brand of motorcycle it was. When I confirmed that everything was all right, I let my guard down on them. Let me go to the bank to check the accounts. When I got to the bank, I went directly to the ATM to check my account. He asked me to enter the payment password. I said I don't need to pay the audit fee. He said I needed to pay a little handling fee, so I believed him. When I entered the payment password, I was a little nervous and couldn't think correctly. Input twice in a row is incorrect, and the liar is a little upset. At this moment, a bank worker came over and I told her my situation. She said you can't transfer money. They may be liars. Please call the police quickly. Liars heard our conversation and hung up immediately, and then I really realized that they were liars. I called the police immediately, but in the end I didn't find that the call was from abroad. It's really scary.
Now that I think about it, I was cheated before I knew it. Without the reminder of people around me, I still didn't realize that I had been cheated, and I was still thinking about subsidies. If you really encounter a similar situation, you should calm down, ask your relatives and friends if there is such a thing, check it in many ways, and never transfer money or remit money immediately. Especially now WeChat transfer is very convenient, and it can only be paid if it is verified clearly. And a credit card. Many people will have their credit cards stolen. Be sure to protect your personal information and don't give your ID card to others easily!
We all hope that world without thieves, as a teacher, should let children establish a correct world outlook, outlook on life and values from an early age, and be a good person and a socialist builder and successor from the beginning.