First, investigate the property right of the transaction house.
Buyers need to review the integrity, authenticity and reliability of property rights, and be optimistic about whether the owner's name on the property certificate is consistent with that of the seller, whether there is a mortgage or someone. Before the transfer
Second, the buyer and the seller sign a second-hand house sales contract.
Whether it is a real estate gift or a sale, it needs to be transferred, and both parties must sign a written transfer contract, that is, a second-hand house sale contract. The contract for the sale of second-hand houses must include the names and residences of both parties, the name and number of the real estate ownership certificate, the location, area and boundary of the real estate, the number of the plot, the way and years of obtaining the land use right, the use or nature of the real estate, the transaction price and payment method, the delivery time of the real estate, the liability for breach of contract and other matters agreed by both parties.
Third, evaluate the property.
Under normal circumstances, real estate appraisal needs to find an appraisal company, which takes about 5~7 working days.
Fourth, apply for a loan.
Property buyers who apply for a combination of provident fund loans and commercial loans need to apply for both provident fund and bank loans; If you only apply for a commercial loan (mortgage loan), you only need to apply for a loan from the bank. This process is a time-consuming stage in the second-hand housing transaction. After the loan is completed, we should pay attention to the cancellation of other warrants of the property.
V. Apply to the real estate management department for transfer.
The buyers and sellers of second-hand houses apply to the real estate management department with real estate ownership certificate, legal certificate of the parties, transfer contract and other relevant documents, declare the transaction price and take the form of acceptance.
Six, the real estate management department for verification.
The real estate management department shall review the relevant documents provided and give a written reply on whether to accept them within 15 days; Accept and verify the declared transaction price, and conduct on-the-spot investigation and evaluation of the transferred house as needed.
Seven, pay taxes and fees such as deed tax on second-hand housing transactions. 20 16 types of taxes and fees for new and second-hand housing transactions
Eight, the real estate management department issued a new housing property certificate. Both parties should go through the transfer formalities at the real estate management department and obtain the real estate ownership certificate.