Whether it is a corporate customer or an individual customer, when going to the bank to handle business, if you don't open an account, you must first open an account and carry out real-name authentication.
If you say you don't want to open an account, do business directly, such as direct cash remittance. You can't. If you don't open an account, establish your basic information and enter it into the bank's system, the bank has the right to say no and not handle business for you.
So when you go to the bank to handle business, if you have an account, you can handle it directly. If you don't have an account, you should open an account first and write all the information to be filled in before you can proceed to the next step.
Second, when handling settlement business, you need to identify the identity of the customer. After you have an account in the bank, you need to verify your identity when you go to the bank for settlement business. Remittance, deposit, withdrawal, transfer and other settlement business.
The way to verify the customer's identity is to ask the customer to show his identity certificate or agent's identity certificate, which will be verified by the bank.
If it is an ID card, the bank's business system and the public security bureau's system are networked and can be directly checked. If the verification fails, the customer's identity is in doubt and the business cannot continue.
Third, when handling other special businesses, customers need to be identified.
Some other businesses of the bank, such as your bank card, need to report the loss to the bank. At this time, you need to show your ID card to prove that it is you.
There are also some other special businesses, such as closing accounts and changing account information, which need to be verified. After verification, continue to handle; If the verification fails, it cannot be processed.