2. Community environment survey. The environment of a residential area or a house mainly includes two aspects: the surrounding geographical environment (lots) and the environment in the residential area. The environmental investigation of residential areas mainly focuses on data such as plot ratio, greening rate, building spacing and residential density.
3. Investigation on greening of living environment. Residential areas should have enough green area, and green space should be close to residential buildings for viewing and use. The green space should include a certain number of sports venues, and be equipped with facilities such as chairs and paving stones to meet the needs of residents for rest, distribution, sports and fitness.
4. Property management survey. Property buyers should know about the future property management company, what services the future property management company will provide, what the service standards are and how much the property management fee is.
5. Investigate lighting conditions. Mainly depends on the residential building spacing, huxing orientation, these two are the main factors affecting lighting.
6. Investigation of developers. You can go to the relevant real estate management departments for investigation and consultation, or you can go to the residential area developed by real estate developers for on-the-spot investigation.
Purchase process
1. Sign the subscription contract
Property buyers in the selection of housing, negotiated prices, and developers signed a "commercial housing subscription contract." The developer shall hand over relevant materials and documents to the buyers and explain the progress of the project. The subscription contract is made in duplicate, mainly including the subscribed real estate, house price, apartment type and area. Payment methods include one-time payment, installment payment and mortgage payment. Subscription conditions, including subscription precautions, deposit, official signing time, account, signing place, etc.
Step 2 pay the deposit
After signing the subscription contract, developers generally require buyers to pay a certain deposit. If after paying the deposit, the developer feels that he has given up buying the project, or does not want to buy it for other reasons, can the developer refund the deposit? This requires the buyer and the seller to specify in the agreement under what circumstances they can terminate the agreement and get back the deposit. If there is no specific provision, it is recommended that the buyer ask the seller to list it separately to avoid the failure to safeguard the legitimate rights and interests in case of disputes.
3. Sign a commercial housing sales contract.
Within the time stipulated in the commercial housing subscription contract, if both parties have no objection, they can sign a formal commercial housing sales contract. When signing a sales contract, buyers must insist on using recognized normative texts, and do not use the contract texts unilaterally formulated by real estate developers to prevent fraud. The terms in the contract signed by the buyer must be accurate and clear, especially the key terms such as area, payment amount, payment method and delivery period.
4. Select the payment method
After the two parties sign the commercial housing sales contract, the buyers have to pay the down payment. At present, except for minority groups, the down payment for new houses generally has to pay at least 30% of the total house price. Property buyers choose to pay the house price in one lump sum, which shall be paid in one lump sum after signing the sales contract. Property buyers can choose one-time payment or loan to buy a house according to their own situation. Housing loan is.
Three types: commercial bank loans, provident fund loans and portfolio loans. When choosing a bank loan, you should prepare the household registration book, ID card, income certificate, down payment and other materials. Provident fund loans need 5 to 7 working days more than commercial loans.
Step 5 register
After buying a house, you should apply to the Housing Authority for property transfer in time. To handle the real estate license, it is necessary to determine whether the relevant procedures of the developer are complete, including planning permit, land use certificate, commencement permit, land transfer contract or land use approval, state-owned land use certificate, completion verification, completion drawing, etc. Property buyers receive housing mapping reports and sales contracts from developers, apply to real estate authorities and pay taxes. In addition, the Buyer shall submit the application for registration of house ownership, the results of house surveying and mapping issued by a qualified real estate surveying and mapping agency, the original sales contract of Party B, the identity certificate of the parties and other materials for review.
Step 6 check the house
You can't move in until the new house is accepted. Property buyers should check whether there is any change according to the sales contract and whether the relevant documents are consistent and complete. , should be carefully checked. If it does not meet the standards, buyers have the right to refuse the developer's request.