Shaoguan citizen insurance is a product covering major diseases and supplementary medical insurance. Provide personal exclusive health value-added services for the insured, including early cancer screening services, cancer consultation services, triage services, patient medication care, charity assistance guidance, etc.
Shaoguan citizen insurance is the exclusive supplementary medical insurance for Shaoguan people. As long as the insured participates in Shaoguan medical insurance for urban workers and medical insurance for urban and rural residents, they can participate in the insurance. The insurance threshold is low, and there are no restrictions on age, occupation and health status. They can apply for insurance even if they are sick, but there is an agreement that claims will be made except for specific past diseases (past diseases are only for the first year). Users who have made claims in Shaoguan Citizen Insurance 202 1 can continue to participate in Shaoguan Citizen Insurance in 2022. For the benefit of Shaoguan citizens, the insurance price of Shaoguan citizens is the same as last year, and it is still 66 yuan/person/year, regardless of age, household registration, occupation and health status. The national unified price is less than 20 cents a day, and peace of mind is guaranteed for a whole year.
Safety comparison
Old: 202 1, I am responsible for the medical expenses and some high medical expenses of Shaoguan citizens within the scope of medical insurance reimbursement.
New: In 2022, the security will be upgraded in an all-round way, and the security responsibility will be extended to the scope of medical insurance reimbursement. Individuals can pay for Class B drugs and consumables first, so as to further reduce the burden of medical expenses of Shaoguan people.
Old: 202 1 Shaoguan PICC Huimin insurance part of the high-priced drug list contains 24 drugs, covering liver cancer, lung cancer and other 16 major diseases;
New: In 2022, the number of specific high-priced drugs will be expanded to 36, covering high-risk cancers, so that more people can afford and use special drugs.
Old: In 20021year, Shaoguan citizens' insurance responsibility-medical expenses in medical insurance coverage were guaranteed, and after deducting the deductible, it was paid at the rate of 80%.
New: In 2022, the reimbursement rate of Shaoguan citizens' insurance continuous insured customers will rise to 85%, reducing the economic burden of seriously ill patients. Because of past diseases, many people can't enjoy claims. In 2022, Shaoguan citizens have fewer restrictions on past diseases and can pay more diseases, further expanding the beneficiaries. In 2022, "Shaoguan Citizen Insurance" will also provide the insured with more health services such as drug distribution services and new drug trial assistance.
legal ground
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.