The specific items of non-interest income include: deposit account service fee, which mainly refers to the failure to maintain the prescribed minimum amount when opening a bank account with depositors, as well as the service fee and storage fee charged according to the issuance of checks; Other service fees and commission income, including buying and selling securities, keeping valuables, information consultation, handling credit cards, underwriting government bonds and other income. ; Other income refers to non-interest income such as trust income, financing lease income and off-balance sheet business income obtained by banks.