Qianhai Life Insurance bought 30,000 yuan of insurance. If it doesn't expire, I want to return my shares. Can I return it? How much will I lose?

For this score, if you buy universal insurance for financial management, you will be charged some refund premium when you take it out before it expires. If the accumulated interest after purchase exceeds the surrender fee, you can get back the principal.

If it is dividend-paying and traditional products, there will be losses. You can check the cash value table on the back of the policy to see how much you can get back when you surrender. If not, you can directly call the customer service telephone number of Qianhai Life Insurance at 400-889-6333.