Product characteristics
1. Expenditure ratio: it varies slightly according to the credit rating, and the highest is 100%.
2. Guarantee method: no collateral is needed.
3. Loan term: the longest term is half a year, which can be recovered according to the accounts receivable generated by the core enterprise within one year.
4. Repayment method: pay interest on a monthly basis and repay the principal when due.
Extended data:
Product advantage
1, with strong pertinence: especially suitable for customers with stable operation, fast turnover and large short-term capital demand.
2. The process is simple: apply for registration on the website of CCB, sign a contract through CCB online banking, and operate electronically throughout the process, so that loans can be easily realized at home and in the office.
3. Quick disbursement: The accounts receivable confirmed by the core enterprise can be ready for lending within T+0 to T+ 1 working day, and the applicant can make independent disbursement within the contract amount.
4. Flexible repayment: Before the prepayment expires, the applicant can repay in advance to save interest expenses.
5. Accounts receivable management: We also provide customers with comprehensive accounts receivable management, so that users can easily grasp the order information.
China Construction Bank-China Construction Bank Online Banking "E-Point Link" Business Product Introduction