Can I apply for a mortgage loan according to law? A house auctioned by law can apply for a mortgage loan, but it depends on the local regulations on the loan policy of the house auctioned by law. At present, most first-tier cities, second-tier cities and third-tier cities in China can apply for mortgage loans. Other areas can consult local banks before applying for mortgage loans. Mortgage loan for house auction stipulated by law, also called mortgage loan in practice, has great advantages compared with mortgage loan for second-hand houses. The term, interest rate and loan ratio of mortgage loan for house auction stipulated by law are the same as those of ordinary second-hand houses.
How to transfer the house to yourself? First of all, you have to get the certificate from the auction house. Secondly, you can go to the housing management department to handle the transfer of property rights with valid identity documents, court rulings and unsealed documents. Before the auction, the auctioneer must be qualified to buy a house before bidding. After taking it to the house, he can get the relevant documents to unseal the house, and then he can handle other things.
The above is the answer to the question about Hefei housing auction policy. Hefei has limited regulations, which can only restrict a set of non-Hefei local household registration, and only need to pay social security or individual tax for more than one year. If it is a household registration in this city, you can purchase two sets.