At present, there are two kinds of companies handling automobile mortgage in the market, one is the consumer finance company in the banking system, and the other is the company and the car financing leasing company. These two platforms are all loan channels approved by state financial institutions and supervised by the State Financial Supervision Bureau, which are legal and compliant and can be handled safely on these platforms. Need money badly? Find a safe way! You can get a loan if you have a car! Amway is recommended as a loan for car mortgage. Amway Financial Leasing Co., Ltd. provides customers with professional short-term capital demand solutions, which can meet customers' needs in time, fully and continuously, and solve customers' real needs in a "professional" spirit, whether parking or not.
Usually, banks can provide automobile mortgage, which is a very common loan mode for banks. For applicants, the interest applied in other places is relatively high, and the interest applied in banks is relatively low. However, it should be noted that the requirements of banks are relatively high and the lending period is relatively long. If the applicant's comprehensive qualification is poor or in urgent need, he can apply for vehicle loans such as financial leasing companies. The loans of auto financing leasing companies are direct loans, and the threshold will be relatively low. Applicants with poor qualifications can try.
Want to know more about car mortgage, it is recommended to consult Anmeitu car loan. You should choose a regular company for car loan. Anmeitu is headquartered in Shanghai, backed by the strong financial strength of Anmeitu Group, and you can borrow if you have a car. It is a professional one-on-one service with reasonable and transparent fees and clearly marked prices. Relieved and reliable, the mortgaged vehicle is stored in an all-weather safe closed room. You can do it without a car, and you can manage it if you get the money. Generally, loans can be made on the same day. The maximum loan amount is 8- 10%.
Which company is good for regular mortgage cars?
Regular mortgage car loans, worry-free car loans, Shenzhou car flash loans and Yixin car loans are all quite good.
1. Car loan: Car loan is a mobile phone software that provides automobile mortgage. As long as you have a car, you can come here to solve difficult situations.
Second, worry-free car loan: worry-free car loan is an online loan APP that does not take a car, with flexible term, extremely fast loan and high valuation.
Third, Shenzhou Car Flash Loan: Shenzhou Car Flash Loan is an online loan APP. You can borrow money if you have a car, and you can quickly lend money without taking a car.
Fourth, CreditEase Car Loan: CreditEase Car Loan is an ultra-practical online loan APP that can be loaned if you have a car. Friends who have cars and need money urgently can choose.
Conditions for handling automobile mortgage:
1. The applicant is required to be 25-55 years old and is currently stable.
2. The vehicle under its name has complete documents, and there is no guarantee at present.
3. For the mortgaged car, the bank requires that the car age is less than 5 years and the journey is less than 80,000 kilometers.
4. The current appraisal value of the mortgaged car should be above 70,000 yuan. Although the bank's interest rate is the lowest, it requires high qualifications for cars and borrowers, and the application period is long. If the qualifications are good, you can consider the bank. If the qualification is not good, you can consult the pawnshop.
Which platform is good for car mortgage?
The platforms with lower car mortgage interest rate include Ping An Bank car loan, Industrial and Commercial Bank car loan and rural commercial bank fast loan.
1, car loan from Ping An Bank
Ping An Bank's car loan products have been well received by users in the same type of products, and the loan method is also very simple. The owner mortgages his car to Ping An Bank, and then he can apply for a loan directly. The mortgaged vehicle still belongs to the owner, and only the Green Paper can be used.
The minimum loan interest rate of Ping An Bank's car loan is 4.8%, and the longest loan period that can be applied for is 4 years. The maximum loan amount that can be applied depends on the value of the vehicle itself, which is generally 70% of the car price.
When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines;
4. Generally, formal product audits are strict. Although it is easy to use, it is difficult to apply, and so is money. However, the exclusive application channel paid by friends is very high, so it is the most recommended product among the products, and there is no one. Since it is recommended to everyone, let's present the exclusive application channel together, and friends in need can apply for it themselves.
Just remember to use it on the same day when you get the quota, otherwise you may get it back. Some friends have encountered this situation before, so remember.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
2. ICBC car loan
Automobile mortgage of China Industrial and Commercial Bank refers to a loan product in which the borrower mortgages his vehicle to China Industrial and Commercial Bank, and then directly obtains a loan from the bank. The loan funds can be used for various consumption and commercial purposes. The minimum loan interest rate of ICBC car loan is 4.75%, and the maximum loan amount that car owners can apply for is 70% of the car price.
3. Rapid loans from rural commercial banks
There are many products under the "quick loan" of rural commercial banks, and car loan is one of them. The minimum loan amount is 5,000 yuan, the maximum loan amount is 1 ten thousand yuan, and the loan period is 1 month to 3 years. You can choose flexible repayment methods such as equal monthly payment, unequal monthly payment and repayment of principal when due. The loan interest rate of car loan is between 4.75% and 5.8%.
What companies are there in Chengdu auto mortgage loan?
One: Chengdu prospers and benefits.
Chengdu Xingbaihui Loan Company was established on 20 12 and has been rooted in Chengdu for six years. At present, the company's business involves loan services, credit loans, mortgage loans, mortgage loans, mortgage loans and so on. , providing more than 65,438+000 kinds of loan products, establishing strategic partnership with 268 lending institutions, providing professional services to more than 65,438+020,000 customers in six years, and accumulating loans of 22.5 billion yuan, which is a good choice for Chengdu friends to solve problems.
Two: An Meitu
At present, the market layout of Anmeitu has covered Shanghai, Chengdu, Beijing, Guangzhou, Shenzhen, Xi, Kunming, Chongqing, Wuhan, Shihezi and other 10 cities. During this period, Shanghai Group's headquarters was transformed into 20 13, which started the pace of national expansion. 20 15 Chengdu, Xi' an, Chongqing and Xinjiang branches opened one after another; On 20/0/6, KLOC opened five stores and set up branches in Wuhan, Shenzhen, Beijing, Kunming and Guangzhou. In 20/0/7, KLOC opened two branches in Shanghai, Minhang and Pudong, and initially completed the nationwide 13 store layout. Anmeitu is committed to becoming a benchmark enterprise in the financial leasing service industry.
Three: Jin Ju Pawnshop
Sichuan Jinju Pawnshop Co., Ltd. was incorporated in Sichuan Administration for Industry and Commerce on February 28th, 2005 with a registered capital of100000. During the 14 years of the company's development, we have been providing customers with good products and technical support and perfect after-sales service. Our company is mainly engaged in pawn business (pawning of movable property and real estate such as automobiles, real estate and luxury goods). Tel:18140228813 (projects that need to be approved according to law can only be operated after being approved by relevant departments).
The company has a group of financial risk control experts, luxury appraisers and perfect after-sales team, which provides senior strength for the company's operation. After years of deep cultivation in the industry, we constantly explore the development direction and innovate new models. Up to now, various businesses have been steadily promoted, including pawn business such as automobiles, houses, watches, bags, jewelry, gold bricks and stones, digital products, equity, and bank acceptance bills. Give full play to the role of pawn in helping private capital turnover. Jin Ju pawnshop has been trusted by customers for many years and received favorable comments from the industry. At present, it has been successfully incorporated into the governing unit of Sichuan Pawnshop Association and the member unit of Chengdu Pawnshop Association. Everyone can give priority when dealing with it.
Four: Juxin Automobile
Juxin Automobile, a local car loan service company in Chengdu, has rich experience in financing loan services such as used car mortgage loan and mortgage car loan. Because it has been focusing on the local market, the car loan procedures of Juxin Automobile are quite convenient. No matter whether it is a car or not, no matter how much the loan amount is, it really achieved the loan on the same day. Moreover, the interest rate is reasonable, and there is no credit inquiry and electronic audit, which avoids complicated processes and procedures and helps customers save valuable time. Is a professional car loan service company operating by word of mouth.
V. Microfinance Network
Micro-loan network is the first P2P online lending platform for Internet finance in China. Micro-loan network is committed to building a professional, standardized, safe, efficient and honest peer-to-peer lending car mortgage intermediary platform. Through this intermediary platform, loan users can quickly raise private funds to achieve short-term loans, and investment and wealth management users can bid through the platform to achieve short-term effective personal investment and wealth management.
Six: Top level
Chengdu Ding Guagua Investment Group Co., Ltd. was born in 1996. After 20 years of development, it was listed on 20 14. Headquartered in Chengdu, Sichuan Province, the company has branches in Beijing, Shenzhen, Guangzhou, Chongqing and other cities, with an office area of10.5 million square meters and more than 3,000 employees. With the mission of "realizing the dream of starting a business and helping the development of enterprises" and the service cycle of the growth stage of enterprises, Top-Top meets the market demand of different periods, enterprises and levels.
Seven: Xin car loan
Sichuan New Car Loan, established in February 20 15, is one of the independent brands of Sichuan Economic Development Technology System Engineering Co., Ltd. ... Sichuan New Car Loan is a legal and compliant investment and financing information service platform approved by relevant departments. Shareholders and management of the company are industry experts with many years of experience in financial lending business, financial planning, risk control and private lending. In the years of operation, the company has been exploring and innovating the lending model, providing transparent, open, direct and safe lending transactions for all customers to the maximum extent, and is committed to providing comprehensive lending brokerage information services for both borrowers and borrowers with a scientific and rigorous attitude.
Eight: Yiyin.com
One sound. Com, a leading Internet financial platform and a leading P2P financial information intermediary service platform for peer-to-peer lending, is funded by Softbank China Capital and operated by Shanghai E-Bank. The platform of com Financial Information Service Co., Ltd. adheres to the principle of transparency, professionalism and temperature, and takes the Internet as the main channel to provide information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers, so as to realize direct lending.
Nine: Ping An Bank
Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen. Its predecessor, Shenzhen Development Bank, is the first publicly listed national joint-stock bank in China. China Ping An and its holding subsidiaries are the controlling shareholders of the Bank. By the end of 20 19, there were 34,253 employees, providing various financial services to customers through 9 1 branches and 1 0,058 business institutions nationwide.
Ten: Easy Loan Network
Easy Loan Network is one of the most professional Internet financial platforms in China. Combining the development of inclusive finance and the innovation of Internet technology, we will provide professional and fast loan services for individuals and small and micro enterprises to help them solve their financing problems. Up to now, the platform covers 37 1 city in China, with more than 2 million registered users, and provides tens of billions of loan services to various customers every year.
The above is the ranking of the top ten automobile mortgage companies in Chengdu compiled by Jin Ju Pawnshop (in no particular order). If you have any other questions about car mortgage, please contact us @ Chengdu Jin Ju Pawnshop.
Let's not talk about the introduction of car loan companies.