On August 365438, 2065438, China Insurance Regulatory Commission issued the Outline of the 13th Five-Year Plan for the Development of Insurance Industry in China (hereinafter referred to as the Outline), pointing out that the main objectives of the development of insurance industry in China during the 13th Five-Year Plan period are: the insurance industry will achieve medium and high-speed growth, the supply of products and services will be better, the influence of the industry will be significantly enhanced, consumer satisfaction will be generally improved, and the level of rule of law will be significantly improved. It can be seen that the development of the insurance industry will face more intense competition.
Then, as an insurance agent, how to walk safely on this crowded "bridge" and board the "big ship" of insurance?
In the rich and diverse insurance market system, Huijubao starts from the detailed field of logistics industry, develops in the direction of specialization, specialization and differentiation, and gradually enhances its influence as a special platform for logistics insurance agents. The convergence of nearly 100 kinds of insurance products has enabled insurance agents to meet multi-level and diversified insurance needs and become an important tool for insurance agents to enhance their business. At the same time, Huijubao keeps up with the trend and deeply combines Internet technology with logistics insurance, so that logistics insurance, which started late, is not inferior in all aspects. Huijubao helps logistics insurance gain a higher position in the insurance market.
Regarding the fourth point, "the general improvement of consumer satisfaction", the CIRC mentioned two major points-the difficulty of claim settlement and misleading sales. In this regard, Huijubao gave the following solutions for the agent:
1, it is difficult to claim. There are more than 30 insurance companies cooperating with Huijubao, all of which are trustworthy insurance companies in the market. They promised Hui Jubao that they would provide our agents with timely and high-quality claims settlement services, so that the interests of direct customers could be further protected.
If in the actual operation process, insurance agents encounter problems such as inadequate claims or improper handling, they can directly report to Huijubao, and Huijubao will communicate with insurance companies. If no agreement can be reached, the company's products will go offline. Under the double protection, it is believed that integrated insurance can help insurance agents solve the problem of difficult claims to a great extent.
2. misleading sales. At this point, it is mainly the insurance agent. Convergence insurance does not encourage insurance agents to buy "useless" products just to show off, regardless of the real needs of direct customers. Every insurance product on the converged insurance line has its existence value, but its real function can only be realized if it is used in the right place. Therefore, integrated insurance requires agents to fully understand the insurance products that have been launched and truly consider them from the standpoint of customers. Only in this way can they make great progress in this industry and accumulate their own customer resources.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.