There are many loans that can be applied with sesame credit. Here are some of them:
1, sorry, this is Alipay's own product. Of course, sesame seeds can be used.
2. Quick loans. The fast loan was launched by the World Bank Financial Information Service Co., Ltd., and this loan APP will look at sesame seeds.
3, cash IOUs, the producer of cash IOUs is Shanghai _ and Investment Consulting Co., Ltd., which depends on the user's sesame score.
4. Online merchant loans are provided by online merchant banks. As can be seen from the name, the purpose of the loan is to do business, mainly used by small businessmen and self-employed. Moreover, online business loans belong to bank loans. If it is because of the lack of money for business and small business, you can use the liquidity of online business loans. One of the dimensions of application and review of online business loans is sesame score.
The evaluation dimension of sesame score mainly includes five aspects: credit record, behavior preference, performance ability, identity characteristics and personal relationship. Sesame is the result of a formal evaluation of these dimensions.
1, credit record: As the name implies, it is the credit status of Alipay users, such as the use of Alipay users' credit cards and the use of flower buds. Under normal circumstances, users who repay on time will have good credit.
2. Behavioral preference: Mainly the behavior of Alipay users using Ali products, such as shopping in Tmall, mobile payment, Alipay transfer, wealth management and other activities.
3. Asset proof: The performance ability here refers to whether you have enough repayment ability, such as evaluating the financial resources and personal assets of users. The evaluation is also based on multiple dimensions, such as usual consumption, payment, capital flow and Alipay balance. Everyone can fill in their own social security information, provident fund information, real estate information, etc. , which helps to prove assets.
4. Identity: This is mainly the identity of the user's personal information, such as the user's academic information, professional information, ID card, driver's license, passport and so on.
5. Personal connections: mainly friends' comments of Alipay users. If Alipay friends have good qualifications and high sesame scores, it will also help users improve sesame scores. At the same time, giving more red envelopes to qualified friends will also help improve sesame scores. Sesame can be used for many purposes, not only for cycling, but also for loans. When we can't turn around because of the shortage of funds, we can use sesame loans.
Sesame points can be used as a platform for loans.
1, ant flower bud
2. Ants borrow it
3. Recruit good loans
4. Alipay is good at borrowing money.
5. Online merchant bank
6. Interesting staging
7. Wangnong Loan
8. Trust payment
9. China Post Consumer Finance
First, I believe that there is no need to tell you more about ants. The amount of ant flower buds is based on your sesame credit score. The higher your sesame credit score, the higher its quota. As long as the sesame credit score is above 600 points, you will have the opportunity to obtain a certain amount, which can be used after opening and repaid before 10 next month.
Second, some users with a credit score of over 600 will have the opportunity to apply for opening an ant loan, with a maximum amount of 300,000, the longest repayment period of 12 months, and the expected annualized daily interest rate of 0.04%. Users with good credit can get preferential loans with expected annualized interest rate of 0.03%.
Third, you will have the opportunity to apply for a good-term loan with a sesame score of 600, with a maximum amount of 200,000. Click the application amount in the good term loan service window and fill in the relevant information. Generally, you will pay Alipay in about 10 minutes. But according to the official statement, it will be received within 1 day. Fourth, Alipay is good at borrowing money. It is a personal credit loan launched by Guangfa Direct Selling Bank, Mi You Finance and Alipay. Using the entrance of Alipay, we can provide up to 200,000 loans to users with good credit qualifications with sesame score of 700 or above, and even give attractive loans with a daily interest rate of 0.03%. Expected annualized interest rate.
Verb (abbreviation of verb) online merchant bank Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method.
Sixth, interesting staging This product is only for college students. Sesame scores above 600 points can be applied, and the loan amount is 2,500 yuan. College students can find the "College Students' Zone" in Sesame Credit and see an interesting stage.
Seven. Wangnong Loan Wangnong Loan is a loan product for rural users launched by online merchant banks. The main service targets are farmers and village Amoy II, and the maximum loan amount of Wangnong Loan is 500,000. The data shows that the average approved quota in the pilot rural areas can reach about 50,000 yuan. 8. Trust Payment Trust payment is an order loan product launched by online merchant bank, and users can "pick up the goods first and then pay". This product is particularly targeted, and it is very useful for people who have already made a deal and become a problem. If the sesame score reaches 660, you can apply for "mail your loan" online through the service window of "China Post Consumer Finance", with a maximum loan of 50,000 yuan and the longest installment of 24.
Nine. If China Post's consumer finance scores 660 points, you can apply for "post your loan" online through the service window of China Post's consumer finance, with a maximum loan of 50,000 yuan and the longest installment of 24. I hope I can help you in time at the critical moment with the recommendation of pure sesame credit loan and platform, but it's up to you if your sesame credit fails to meet the standard. Anyway, at least you know the convenience and importance of sesame credit to yourself and your life.
What are the sesame credit loans?
First of all, bud
The quota is based on the sesame credit score, and the higher the sesame credit score, the higher the quota. As long as the sesame credit score is above 600, you will have the opportunity to obtain a certain amount, which can be used after opening and repaid before 10 next month.
Second, borrow
Some users with sesame credit score above 600 will have the opportunity to apply for opening, with the amount as high as 300,000, the repayment period as long as 12 months and the daily interest rate of 0.04%. Users with good credit can get a preferential loan interest rate of 0.03%, which can be repaid with the loan.
Third, online merchant banks.
Serving small and micro enterprises, mass consumers, rural operators and farmers, small and medium-sized financial institutions, the application threshold is similar to borrowing money, the loan amount is 1 1,000 yuan, the daily interest rate of the loan is 0.05%, and the loan period is 1.2 months. Use the average capital repayment method.
Fourth, the interesting stage.
Only for college students, more than 600 points can apply for sesame. The loan amount is 2500 yuan. You can find the college students' area in Sesame Credit, and you can see an interesting stage.
Five, comfortable flowers
Credit lending products that can be borrowed and repaid by consumer finance can be applied by paying attention to Anyihua's life number in Alipay. The loan amount is 500-50000 yuan, and the new user only needs 1000 yuan, and the sesame score is more than 620.
Extended data:
First, take the Alipay client of Android system as the material, and make a demonstration to open the ant flower garden. The operation is as follows:
Step 1: Find the Alipay application on the mobile phone desktop and click to open the Alipay function.
Step 2: Find the "Flower Garden" function bar on the main page of Alipay My Personal Function, and click Open.
Step 3: Find the "Agree Agreement, Open Garden" button in the jump interface, and click to enter the open interface.
Step 4: Enter the payment password in the payment password interface.
Step 5: After the input is completed, you can open the flower bud, and Alipay will give you a certain amount according to your personal data.
At this point, after completing the above operations, the ant bud can be opened.
Second, using the Alipay client of the IOS system as a tool, the operation of opening the ant borrowing is as follows:
Step 1: Click on the homepage of Alipay function, find the "My" function option at the lower right, and click Enter;
Step 2: Find the "Sesame Credit" function option on the "My" function page, and click Enter;
Step 3: On the "Sesame Credit" function page, find the "Credit Life" function option and click Enter;
Step 4: On the "Credit Life" function page, find the "Finance" function option at the top of the page and click Enter;
Step 5: After entering the "Finance" page, find the "Loan" function option and click "Open";
Step 6: After entering the "Borrowing" function page, click "Borrowing" to complete the opening of ant borrowing, and then you can start borrowing.
At this point, the function of "ant borrowing" has been completed.