1. Jinhua Bank
Jinhua Bank is a local joint-stock commercial bank, which was renamed from Jinhua City Commercial Bank on June 20 10. There are 52 branches in Jinhua city and Yiwu, Yongkang, Dongyang, Lanxi, Pujiang and Wuyi, and branches in Hangzhou, Wenzhou, Jiaxing and Quzhou. Adhering to the rapid development of local economy, Jinhua Bank has continuously innovated financial products and businesses, established an agency business system with collection, payment and sales as its core, customized a number of financial service packages for Jinhua citizens, such as salary economy, new life and star business, and carefully created a series of financial products such as YinUnicom Fund Supermarket, Wangxibao and priceless. More than 30 credit businesses have been set up successively, such as pledge loan for inventory goods, mortgage loan for equipment, loan for operating property, revolving loan for personal exhibition industry, mortgage loan for taxi renewal, mortgage loan for factory lease in Pioneer Park, mortgage loan for auction of shops' right to use, and supporting loan for old village reconstruction. Good service has won the trust of the public.
Jinhua Bank is a local joint-stock commercial bank. 20 10 June10 was renamed from Jinhua City Commercial Bank. It is a joint-stock bank. Its legal person shares hold 74.45%. The shareholding ratio of state-owned shares is 12.92%. The shareholding ratio of natural person shares is 12.63%. The registered address is Danxi Road, Jinhua City, Zhejiang Province 1388. The full name of Jinhua Bank is Jinhua Bank Co., Ltd., which was established in1997+February. In Hangzhou, Wenzhou, Jiaxing, Jinhua and Huzhou. Quzhou and Taizhou have 105 outlets. It is a modern commercial bank with sufficient capital, excellent asset quality and standardized management.
Two. Operation of Jinhua Bank
The business scope of Jinhua Bank includes the entrusted deposit and loan business of using funds for local financial and credit turnover; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Provide guarantee, etc. Jinhua Bank's foreign investment includes Zhejiang Pan 'an Wu Shang Rural Bank Co., Ltd. Daily users can go to Jinhua Bank to handle various businesses. Such as deposit, withdrawal, bank card opening, investment and financial management, payment and so on. It is worth noting that. Large withdrawals generally require an appointment. Otherwise it can't be handled. Users can go to Jinhua Bank to buy wealth management products every day. This will make your spare money get a good return. However, investment in wealth management products should pay attention to risks. At the same time, many wealth management products will have a closed period. Cannot be redeemed during the closed period. This is also the reason why users invest with spare money.