Why do you want to buy a house in China?
Going home to buy a house is not a helpless choice. After working hard outside for many years and living in a humble abode for many years, there is not much left after paying the rent every month. Want to buy a house? It's really a heavy topic.
So someone said, "People think you can't afford high housing prices, and you think you can't afford too many restrictions. But nobody wants you to buy a house in Beijing and Guangzhou! You can buy it at home. "
It's easy to talk standing up. This sentence sounds really right. But the fact is always the saddest, who can understand the pain and bitterness of returning home buyers.
Wandering outside, never having the warmth of home. Now that you are back, don't go. Settle down for your relatives and friends and develop in this place where you were born and raised. With the support of your family, you can realize your dreams.
What are the characteristics of going home to buy a house?
Although I decided to go back to my hometown to buy a house, when I really bought a house, I found that buying a house itself was another hurdle. All kinds of inspection documents and house selection are really heartbreaking. What's more, compared with ordinary property buyers, returning home has its own characteristics.
Feature 1: The returning home buyers have different characteristics from ordinary buyers. One of them is "time is pressing, and we need to make a decision to buy a house immediately". Because it usually takes about 7- 15 days to buy a house, the time is very short and a relatively important decision must be made. Therefore, before this, property buyers should make a lot of preparations in advance.
Feature 2: The policies of hometown and workplace are different, and so are the developers. Because the policies of hometown and workplace are different, it may lead to the failure to apply for provident fund loans in different places. There may be some developers introduced by acquaintances in the local area, but it is really hard to say whether they are reliable or not.
Feature 3: I can't afford to buy a house, and the rent is hard to break. After buying a house, many people may return to big cities to work hard next year. The purpose of mortgage is only to save money. But living in an empty house is too wasteful. It is better to rent it out to earn some rent, but how to rent it? You don't know how much to rent.
So many questions, too much trouble, I don't know what problems will be encountered in the middle. Don't worry, the guide to buying a house has prepared detailed precautions for you to return to China. Take it home and buy a house without worry!
Matters needing attention when returning to China:
Note 1: You must choose a developer with a brand and many years of development experience. Generally speaking, brand developers will pay more attention to the market's cognition of corporate brands, and such enterprises are generally more reliable. For those who have worked outside for many years, you can rest assured.
Note 2: Learn more about the basic knowledge of buying a house and be an "informed" buyer. These basic knowledge of buying a house can be found online, which makes it easy for you to buy a house and avoid going to the buying site. You don't understand some basic questions, but you have to ask questions, which will delay the time of buying a house.
Note 3: Look at the house online, make an appointment in advance to see the area and quantity of the real estate (not too much, it will be very tired in the end), and understand the basic situation of the real estate, which is convenient for the final quick decision;
Note 4: Prepare all kinds of certificates in advance. Regarding what documents are generally needed to buy a house, you can consult the local sales office in advance, such as marriage certificate, ID card, income certificate, tax payment certificate, household registration book, etc. , and prepare as many documents as possible, including copies, to avoid adding documents many times and wasting unnecessary energy.
Note 5: Choose a suitable room area, and prepare the down payment or full payment. When the house is ready, you can place an order directly, so as to avoid patchwork down payment after seeing the house.
Note 6: Try to ask about the detailed material list and configuration of the house or project, how much the property management fee is, when the schools, hospitals and other supporting facilities promised in the project can be opened, and the progress of the surrounding supporting facilities.
Note 7: When to sign a formal transaction contract, when to make a loan, when to hand over the house, or even buy a parking space after paying a deposit and a down payment. You need to make an appointment with the developer, and then go through the formalities one by one according to the scheduled time, or come back once to go through the formalities that can be done.
Therefore, when you go back to your hometown to buy a house during the Spring Festival, you must bring a guide to buy a house to ensure that you are a shrewd buyer.
(The above answers were published on 20 16-02-02. Please refer to the actual situation for the current purchase policy. )
Click to view more real estate information.