How to write a model loan?

1. Standardized IOU format: IOU shall include the following items: IOU name, borrower's name, lender's name, loan reason, loan amount, loan term, repayment date, interest, loan date, borrower's signature and fingerprint, issuance date, transfer voucher, etc. 2. The title of "IOU" should be at the top and center of the paper, followed by the text. Try not to leave too much space between the title and the text to avoid any changes in the content. 3. The name of the borrower and the name of the lender should be consistent with the name on the ID card, and the ID card information should be attached after the name to show caution. 4. The reason for borrowing is to point out the purpose of borrowing, which can prevent borrowers from defending illegal debts in the future, because borrowing is a debt formed for gambling, drug trafficking, prostitution and other acts, and the law does not support and protect it. Pay attention to the decimal point of the loan amount, and remember that the number after the amount should be capitalized to prevent the amount from being tampered with in the future. 5. The loan term and repayment date shall be determined as required, and the limitation of action shall be calculated according to the repayment date. Article 197 of the Contract Law of People's Republic of China (PRC) shall be in written form, unless otherwise agreed between natural persons. The contents of the loan contract include the loan type, currency, purpose, amount, interest rate, term and repayment method.