After determining your investment quota and choosing a fund, the next step is to buy a fund. The way and amount of buying a fund for the first time is called opening a position.
Take a chestnut: you have 1 1,000 yuan for investment, and now you have spent 5,000 yuan on a fund. Your position is 50%.
With a position, you can enjoy the benefits brought by the fund. Of course, the heavier the position, the greater the risks and benefits.
If you buy all the 65,438+00,000 yuan in the fund, this is "Man Cang". If the fund is redeemed in full, it is a "short position".
Here, I want to explain my position in detail. Everyone has a little misunderstanding about the position, but the overall situation is the same.
Buying for the first time is called opening position, also called bottom position; Buying when profits are floating is called jiacang; Buying when losses fluctuate is called covering positions; Sell existing ones; Buying a new base with the same amount is called liquidation; Not buying or selling is called holding a position; The total amount remains unchanged; The ratio between variable funds is called variable position; If the funds are no longer evenly distributed, there is a fund called Chongcang.
So what is a good position? A vague criterion is that a comfortable position is a good position whether it is rising or falling.
Many friends will say that I am in a bad mood recently. Are there any more specific standards? There is a simple standard for opening positions:
The Shanghai Composite Index is 3000 points, with 50% positions, and every low 100 points plus 10% positions.
For example, at 2500 points, you can take a position of 100%. On the contrary, for every 100 point, lighten the position 10%.
At present, between 3200 and 3300 points, it can be calculated that 20% to 30% of the positions can be opened.
Above 3500, my style is to wait and see for the time being.
Investment is a very personalized thing. This position standard is based on my own risk tolerance. Please judge according to your actual situation.
If you didn't understand it at that time, I think the continuous decline since September should give everyone a deeper understanding of the position.
Simply speaking, there are two ways to open a fund position, one-time subscription and batch subscription.
1, one-time buy buy opportunity: volatile market, bottom of bear market or main rising stage of bull market;
Disadvantages: misjudgment leads to the bear market continuing to fall, or the bull market enters the stage of stepping back, adjustment and interval shock, and the cost of rectification is high;
Maximum short-term floating loss ratio: above 20%;
Advantages: the trend judgment is correct, and the cost is much smaller than the installment purchase.
2. buy buy in batches: the market fluctuates, the bear market bottoms out or the bull market is in a range fluctuation;
Disadvantages: the trend judgment is wrong, and the cost is higher than the one-time purchase;
Short-term maximum floating-loss ratio: if it is double-buy or super-double-buy, even the downward trend can be arbitrarily controlled before Man Cang;
Advantages: less one-time investment, high liquidity of funds, low cost of rectification when trend judgment is wrong, good control of floating losses in multiple batches, and easy to solve in a short time.
How to control the position? 1, the position of the market is fixed. Generally speaking, if the market is at a low level and there is huge room for growth, it can be held in a heavy position. If the increase is too large and it is in a relatively high shock stage, you can maintain a semi-warehouse position. If the market starts to adjust downwards, it can be reduced to the position of 10% to 20%. Heavy positions at low points, half positions at middle points and light positions at high points are key reference indicators for fund investment.
2. Phased growth rate of fixed fund net position In the current volatile market, the basic people can choose the theme fund layout with relatively small increase and low net growth rate among the optimistic theme funds to avoid the mid-term adjustment risk faced by the theme funds that have risen sharply.
3. Controlling positions according to investment preferences For short-term investors, positions can be higher due to frequent positions adjustment. But for long-term fund investors, it will be more important to control positions in the medium and long term. Investors can decide the position change according to their investment preference and operation style.