1. Credit mainly depends on overdue, liabilities, credit card usage rate and inquiry times;
2 work mainly depends on the nature of the unit (state-owned enterprises, institutions or private enterprises, etc.). ), at the same time, it is necessary to verify the payment of social security or provident fund to evaluate the authenticity and stability;
3. Income mainly depends on your punch card salary, social security or provident fund payment records. Such as monthly mortgage, insurance policy, house, car, etc. You can also use it. The bank can calculate your income.
The above are the basic conditions for personal credit loans of banks. It is suggested that the landlord choose a bank application on the best basis.
If you want to apply for a bank loan in Suzhou, you can go to them. They have been doing bank loans for several years.