First, look at the statistics.
Judging from the housing prices of 70 first-and second-tier cities released by the National Bureau of Statistics this year, housing prices in first-tier cities continued to decline year-on-year, while those in second-tier cities continued to decline, with the prices of new and second-hand houses in Kunming rising.
Second, look at the performance of real estate.
Judging from the current real estate performance, the golden stage of real estate has passed. Since 20 16, the state put forward the position that "the house is for the owner to live in, not for speculation", the state has introduced many measures to suppress and crack down on real estate speculation, and strive to return the house to the residential property.
Nowadays, the thinking of China's real estate regulation has also undergone a major change. 20 18 continue to crack down on real estate speculation to better solve the basic problems of people's housing. Then, on the premise of the stability and continuity of regulatory policies, we will realize differentiated regulation, establish and improve a long-term mechanism for real estate regulation, and ensure the stable, healthy, orderly and harmonious development of the real estate market.
It can be seen that since the country wants the house to return to its original residential property, the regulation will continue and will not be relaxed, and it is difficult for house prices to rise sharply, and real estate speculators will lose space. Friends who want to speculate in real estate should think carefully so as not to bring unnecessary losses to themselves.
Third, look at the credit policy
From the perspective of credit policy, since the beginning of 20 18, local banks have tightened their mortgage policies and even raised the interest rate of the first suite, with the aim of purifying the just-needed groups and ensuring that market risks will not continue to expand.
Since 20 17, Shanghai, Chengdu, Nanjing and other cities have adopted the lottery purchase policy. This year, Xi also began to implement the lottery purchase policy. For those who just need housing, the government will give certain preferential policies. For example, Hangzhou will provide a certain proportion of housing security for families without housing, and Wuhan will give priority to first-time buyers.
Under the influence of national restrictions on purchases and loans, Hainan, which has the highest housing price, has also been affected. In the future, it will reduce the proportion of real estate investment, reduce the dependence of the economy on real estate, and never let Hainan become a real estate processing factory. At present, China is stepping up the construction of housing security system, including government-guaranteed housing, rental housing and * * * property housing. To solve the basic housing problem for the people.
Summary of the article: As can be seen from the above, the orientation of not speculating in real estate this year will not change, the regulation of real estate will not be loosened, and it may be more detailed and a long-term real estate mechanism will be established. Besides. The space for real estate speculation has also been further squeezed, and the housing function will be restored, which is what we hope to see. Ok, the latest news of real estate policy, 20 18, is introduced here. If you need more information, please continue to pay attention to Qijia. We will have more exciting content in the future.