Bank account refers to opening an account passbook;
Card number refers to a card under an account, which can usually be bound to the account, and the account can record the details of the consumption amount.
The specific differences are as follows:
1. Card number is a long string of numbers in the middle of the card, while account number is the hidden information in the magnetic stripe;
2. An account can be associated with multiple card numbers, and multiple accounts can also be associated with a card number. The card number is only a traffic sign, and the account number really works;
3. A card number can carry a RMB current account and multiple foreign currency current accounts, and can also carry multiple fixed accounts or fixed accounts, all of which have separate accounts, but the accounts are generally used for internal accounting of banks;
4. Different bank accounts refer to RMB demand deposit accounts opened by depositors in the handling bank for the settlement of fund receipts and payments. Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to different depositors. Bank card number refers to the number code on the hard card issued by each bank, and the business number segment between commercial banks has unified regulations.
5. The account number is 19 digits. 19 and 16 card numbers, such as the card numbers of China CITIC Bank and China Merchants Bank;
6. Accounts with different permanence will not change. Even if the card is lost and the card number is gone, the account number still exists after a new card number is changed. Personal account is the name of the account holder, and Gong Hu is the name of the company or unit of the account holder.
Extended data:
The China Banking Regulatory Commission issued the Notice on the Work Matters Related to the Banking Industry's Combating and Controlling New Crimes in Telecommunication Networks, which stipulated that in principle, the same customer should not open more than four debit cards (excluding social security cards) in the same institution from 20 16 1. At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent comes to the counter with his valid ID card to activate the card. For customers who already have more than 4 debit cards, banks should take the initiative to contact customers for verification. If they find that they are unwilling to handle it, they will suspend the service.