People who have participated in Guilin's basic medical insurance have the opportunity to apply for this insurance, regardless of the insured's occupation, age and health status. In other words, when you take out some commercial insurance, you can consider this insurance because of reasons such as older age, high occupational risk and poor health.
The insurance pays 58 yuan every year, and can enjoy a maximum guarantee of 2 million yuan. The guarantee period is one year, including hospitalization, partial outpatient service and specific drug guarantee.
However, this kind of insurance only reimburses medical expenses within the scope of medical insurance. After the reimbursement is covered by social security, after deducting the deductible, the remaining 70% of the expenses are still a bit high. There is a 20,000 deductible for hospitalization and special medicine.