How to check the age of the house?
1, query housing files
If property buyers want to know about management, a better way is to go to the housing management department to inquire about the housing files, because the housing management department will register this information, but only the owners need to bring their ID cards and real estate licenses to inquire, otherwise they will not be able to inquire.
2. It's time to check the real estate license.
Although the time of real estate license cannot reflect the real side, it can still be used as a reference for buyers, especially those who buy second-hand houses. When selling top-ranked houses, the age of the house is usually about two years longer than the registration time of the real estate license. If the house changes hands many times, the buyer can see the completion time of the house, or the surveying and mapping instructions. These are valid proofs of reference age.
3. Ask other owners or properties in the community.
If property buyers have doubts about the truth provided by the owners, they can consult other owners or property staff in the community. After all, they have lived or worked in the community for a long time, and the information they get from them is often more true.
4. Look at the indoor conditions of the house
Through the doors and windows of the house, buyers can also roughly judge the age of the house, but it should be noted that if the wall looks new, it may be renovated by the owner. Even if the owner has carefully decorated the house, it is still difficult to change the decoration of the kitchen and bathroom, such as sewers, bathroom floor drains, toilets and so on. These are very inconvenient to replace, so buyers can take this as a reference.
What's the effect of the age of the house?
1, which affects the loan life.
Whether it is a new house or a second-hand house, buyers buy it through loans, and the age of the second-hand house will seriously affect the loan period of the second-hand house. Generally speaking, the older the house, the shorter the loan period and the less the loan amount. Even for some elderly properties, banks refuse to lend.
2. Affect the loan amount.
If you buy a second-hand house with an old house, then the chances of buyers getting a loan will be very small. Of course, even if you finally get a loan, the loan amount you can get is often very low. For example, some banks stipulate that you can only get 50% of the total house price for second-hand houses with a room age of 20 to 25 years, so your economic pressure will be even greater.
3. Affect the appraisal price of second-hand houses.
Second-hand housing loans will have an evaluation price. Generally speaking, the evaluation value is affected by the land use years. In other words, if the second-hand house is too high, it means that the land use life of the house is not much left, then the evaluation value of the house will be very low, and the loan amount will naturally not be very high.
4. Affect the living comfort.
Nowadays, more and more attention is paid to the factors that affect the living comfort of owners, such as property services and living environment. Relatively speaking, some older houses have poor living environment, insufficient parking spaces, relatively imperfect property management and greatly reduced living comfort.
5, affect the cost of housing maintenance
The older the house, the greater the possibility of quality problems in the house. After moving in, these problems will bring a lot of trouble to property buyers. Such a house must be repaired. When carrying out house maintenance, it needs to spend a certain amount of maintenance funds. Generally speaking, the older the house, the higher the maintenance cost of the house.
6, affect the service life of the house
Second-hand houses are mostly houses where people have lived. Living in this period of time is bound to cause some losses to the house. The older the second-hand house, the more serious the house wear and tear, and the shorter the remaining life of the house. After living for a certain number of years, it may become a dangerous house and no longer suitable for living.