Grant housing subsidies
The "Notice" shows that Gaoxian will subsidize the purchase of houses by special groups. Natural persons who purchase commercial houses and underground parking spaces sold by real estate development enterprises in Gaoxian City (Qingfu Town); Migrant workers who buy new commercial housing sold by real estate development enterprises in Gaoxian central town (Frye Town, sha he Town and Luochang Town) and migrant workers with senior titles who buy new commercial housing sold by real estate development enterprises in Gaoxian county; College graduates who have been employed in Gaoxian County, signed labor contracts (employment contracts) for more than three years, paid social insurance for one year, and bought the first commercial housing in Gaoxian County can apply for housing subsidies.
The Notice clarifies the amount of subsidies for various groups. In the county (Qingfu Town), the purchase of commercial housing sold by real estate development enterprises will be given a one-time subsidy according to the standard of each set of 200 yuan/square meter, with a maximum of 30,000 yuan per household. Those who meet the conditions of multiple subsidies will enjoy it according to the principle of giving priority to the highest.
In the county (Qingfu Town), the purchase of underground parking spaces sold by real estate development enterprises will be subsidized at 3,000 yuan/month, with a maximum of 6,000 yuan per household. "No more than 6,000 yuan per household" refers to the subsidy of no more than 6,000 yuan per household for the purchase of parking spaces in the same real estate development project, and does not restrict property buyers from purchasing parking spaces in other projects.
Migrant workers in Gaoxian central town (Frye Town, sha he Town, Luochang Town) buy new commercial housing built by real estate development enterprises, and give a one-time subsidy according to 200 yuan/square meter, with a maximum of 20,000 yuan per household; For migrant workers with senior titles, if they buy new commercial housing in the county, they will be given a one-time subsidy according to 300 yuan/square meter, with a maximum of 30,000 yuan per household.
Where college graduates who are employed in Gaoxian County sign labor contracts (employment contracts) for more than three years, pay social insurance for one year, and buy the first commercial housing in Gaoxian County, they will be given a one-time subsidy according to 300 yuan/square meter, with a maximum subsidy of 50,000 yuan.
Increase the amount of provident fund loans
The "Notice" proposes to implement differentiated housing credit policies, reasonably determine the minimum down payment ratio and minimum loan interest rate requirements for commercial personal housing loans, better meet the reasonable housing needs of buyers, and promote the stable and healthy development of Gaoxian real estate market.
Gaoxian county will increase the support of housing provident fund for reasonable housing demand and adjust it according to the partial use policy of municipal housing provident fund. Specifically, it includes: increasing the maximum loan amount for single and double paid employee housing provident fund, and further increasing the amount for paid employee families who have two or more children in line with the national birth policy; Adjust the criteria for determining the number of housing units, and the settled commercial housing loans are not included in the scope of determining the number of housing units.
At the same time, in order to support the payment of employees' rental housing consumption in line with the national birth policy, increase the withdrawal limit of rental provident fund; The county will also increase its support for real estate development enterprises and optimize the loan allocation conditions of housing provident fund mortgage loan projects.
For enterprises affected by the COVID-19 epidemic, they can apply for holdover of housing provident fund according to regulations, and pay back after the expiration. During this period, the paid employees will normally withdraw and apply for housing provident fund loans, which will not be affected by holdover; If the depositor affected by the COVID-19 epidemic can't repay the housing provident fund loan normally, it is not overdue and will not be submitted to the credit information department as an overdue record.
Optimize the pre-sale conditions of commercial housing
"Notice" shows that Gaoxian will optimize the image progress conditions for the pre-sale of new commercial housing. On the basis that the investment in development and construction reaches 25% of the total investment in engineering construction, the progress of the image of the main building with seven floors and below needs to reach plus or minus zero on the ground; From the seventh floor to the eleventh floor, it must be repaired to the ground floor 1, and from the twelfth floor to the ground floor 2.
According to the document, the county is allowed to pay the supporting fees for urban infrastructure by stages. Real estate development enterprises can apply for paying 50% of the supporting fees of urban infrastructure in advance when handling the construction permit of construction projects, and the rest must be paid before handling the first pre-sale permit of commercial housing for the project.
Scientifically and reasonably guide the pre-sale declaration price. Strictly review the pre-sale plan of commercial housing, and grasp two "reasonable intervals" when handling the pre-sale permit and online signing for the record: First, the fluctuation interval between the current average price and the first average price of the same project and the same type of commercial housing should be within 15%; Two, a commodity housing project for the first time to declare the price of commodity housing, the declared average price and the recent average price of the same lot, the same quality and the same type of projects should be within 15%. For projects that are beyond the scope and do not accept price guidance, necessary measures such as not handling or closing the online sign can be taken.
The document also proposes to give full play to the role of Gaoxian real estate industry association, actively participate in relevant departments by using the platform of the Housing Society, hold offline and online housing fairs in a timely manner, encourage real estate development enterprises to actively introduce countermeasures, and give buyers greater purchase concessions during the housing fair.