Is it ok to borrow online from real estate with postal fast loan mortgage?

Generally, it has no effect. First of all, mortgage loan refers to the mortgage of existing assets (generally refers to real estate). The bank will have a conservative loan amount according to the assessed amount before mortgage, which is generally 70% of the assessed price of the house, so that when the borrower fails to repay the loan on time, there will be enough profit after auction of the real estate, excluding penalty interest, legal fees, taxes and other expenses. Secondly, for banks that issue loans, online loans will have two concerns for borrowers. 1. Whether the borrower's personal qualifications are not very good, so he applies for online loans, and other formal banks cannot issue loans to him; 2. The number and amount of online loans applied by borrowers are relatively large. Suppose I issue a mortgage loan, can the borrower repay the monthly payment in full? So to sum up: as long as the borrower's online loan amount is small, the monthly loan amount is small, or the borrower's comprehensive conditions (income, work unit) are good, and the repayment ability and willingness are good, it will not affect the application for mortgage loans. On the contrary, the bank will reduce the borrower's quota or not lend.