1. Before buying a house, ask the price of the surrounding area to see which range it is in, and then filter it according to the price, apartment type and geographical location of the house you want to buy. Buying a house generally requires a loan. Try to use integers for bank loans, because bank loans are integers.
2. Budget your own economy and future housing prices. After all, buying a house is also a means of investment, which may be the way to get rich in the future. Before buying a house, we must ensure the stability of our work and prevent financial difficulties.
3. Avoid the deposit trap and the house grab trap. Some developers let you pay the deposit under the guise of preferential treatment, some will refund, some will not, so read the contract clearly. If you buy a house, you should report it for repair in time if you find any problems. The house also has a warranty.
Extended data:
The process of buying a first-hand house:
1. When looking at the house in the sales department, it is divided into natural visits and channel visits. Natural visits are aimed at buyers who naturally enter the sales department, and channel visits are aimed at buyers with special characteristics such as buyers or related households extended by the agency.
For property buyers, they should not only listen to the explanation of property consultants, but also go to the real estate inspection on their own according to the sand table and the explanation of property consultants, and every link needs to be inspected in place.
2. When buyers decide to buy a house, they usually make online payment, and most disputes over the sale of multiple houses occur here. Therefore, after signing the contract for the first time, buyers need to check with the local housing authority whether the source of their purchase has entered the online signing process. Only when the online signing shows that the red mark has been completed, it means that the online signing has been completed.
3. At the same time of capital verification, some properties require buyers to check their credit information. Under normal circumstances, developers will help buyers check their credit information, but in some cases, buyers need to go to the central branch of the local People's Bank to check their credit information, and the basic loan for customers with credit information problems is hopeless.
4. After the lottery, when entering the housing selection area, you must keep calm, because under normal circumstances, when buyers delay the housing selection, one or more property consultants will force the buyers. It should also be noted that the deposit is paid here, that is, the room number of the house is locked. Under normal circumstances, even if the remaining balance cannot be paid later, this deposit will not be refunded.
5. Sign the house purchase contract on the spot. If you buy a house with a loan, you can sign a mortgage agreement with the bank on the spot. What can be told here is that the banks on site are not the only banks that can use loans. In fact, all commercial banks can borrow as long as they accept your mortgage, but on-site banks have certain advantages.
6. After the initial contract is completed, the next step will be to enter the online signing procedure, where the disputes over the sale of multiple houses occur the most. Therefore, after signing the contract for the first time, buyers need to check with the local housing authority whether their purchase sources have entered the online signing process. Only when the online signing shows the red mark is completed, it means that the online signing has been completed. After the online signing, buyers only need to wait for the bank mortgage, repay the loan, and wait for the house to be closed/
Baidu encyclopedia-buying a house