A, traffic accident accident handling process:
1, accept the report
After receiving a report from a party or other person, the public security traffic management department shall file a case according to its jurisdiction.
2, on-site processing
After accepting the case, the public security traffic management department immediately sent personnel to the scene to rescue the injured and property, explore the scene and collect evidence.
3. Responsibility determination
The traffic administrative department of public security shall, on the basis of finding out the facts of traffic accidents, determine the responsibility of the parties for traffic accidents according to the causal relationship between the illegal acts of the parties and the traffic accidents and the role of the parties.
4, ruling punishment
The traffic administrative department of public security shall, in accordance with the relevant provisions, punish those responsible for the accident with warnings, fines, suspension, revocation of driving licenses or detention.
5. Mediation of damages
Compensation for personal injuries and economic losses caused by traffic accidents shall be divided into corresponding compensation proportions in accordance with relevant regulations and compensation standards, and the public security traffic management department shall convene both parties to mediate. The two sides agreed to reach an agreement that the accident mediator would make and issue a conciliation statement for damages.
6. Bring a lawsuit to court
If both parties fail to mediate within the statutory time limit, the public security traffic management department will terminate the mediation and issue a mediation conclusion, and both parties will bring a civil lawsuit to the court.
Second, the issue of compensation
On the issue of compensation, both parties can settle it through consultation. If negotiation fails, they can bring a lawsuit to the court and deal with it according to legal procedures. If there is insurance, it is generally paid by the insurance company within the limit of compulsory third-party liability insurance. The maximum compensation for compulsory insurance is 6.5438+0.22 million, but the maximum compensation is different under different disability conditions. In addition, different insurance will have different coverage, so the insurance payment will be related to the type of insurance. The insurance company shall bear the responsibility within the limit first, and if it is insufficient, the parties shall bear the responsibility according to the accident liability certificate.