1. Consult Huaibei Huibang Microfinance Co., Ltd. first: you can contact Huaibei Huibang Microfinance Co., Ltd. by telephone or email. Understand the relevant loans and ask how to clear the relevant credit records.
2. Pay off all debts: If there are outstanding loans in Huaibei Huibang Microfinance Co., Ltd., you need to pay off the debts in time. Only after all the loans have been settled can you apply for clearing the credit record.
3. Apply to the credit reporting agency for clearing records: You can apply to the credit reporting center of the central bank or other credit reporting agencies to clear the credit agreement records of Huaibei Huibang Microfinance Co., Ltd., and you need to provide relevant supporting materials, such as loan settlement certificate and repayment certificate.